Thought it was taken care of

If you have the name, you should Google it as well as search the BBB website for more information. I am willing to bet they are a junk debt buyer who is trying to intimidate you. Don't let them. Find out the name of the company, the original creditor and the amount due and do a little research.

Let us know the name, I am sure someone has some experiences to share.

By medical assistance do you mean state medicaid or something of that nature? Because if he has that, it is ILLEGAL for them to balance bill you anything after state assistance pays!

Waterbug-- Thanks. I have the guys name and phone number but didn't catch the creditor name. I do know the facility where the charges were placed though. I will let you know when I call him back (if I call him back...)

Leah-- Yes, it's state medical assitance. That is his secondary insurance, and our insurance thru my husband's work is his primary. I wonder if this is a balance or what. I guess I need to call the medical assitance company and find out what is going on. I wasn't even aware of any charges. I hate when they find bills out of the blue and you don't get the copies-- and then they automatically think you are lying ;(

I would definately call your health insurance company first and see what they say.

OH wow! If this is state assisted insurance AFTER ur own, then double WOW!! As Leah, said this is totally ILLEGAL!!
Good Luck but dont' worry about this guy unless it's to sue HIM for harrassing u!
Let us know how it goes, i think u need to call the medicaid office immediately!
Ang

Not all state assistance will pay what is left over on the bill. It depends on what type of assistance it is. I would contact the insurance company first thing and find out who dropped the ball. Ignore the collection calls until you find out what is what.

If the state did pay it you will need to go to the hospital and get a written reciept of proof. Then go to annualcredit report.com and get your free credit report from TransUnion, Equifax and Experian and see if this bill is showing up. If so mail ytour paid reciept to each crediting agencies along with a letter of dispute.

This is turning into one big nightmare. The collection agency name is American Collections.

Have u called the 2 insurance co's?? That would be ur first step and also send debt validation letter along with cease communications letter all sent return reciept requested.
Good Luck on ur journey,
Ang

Thanks, yes I've been on the phone all day with insurance companies, and have gotten no where.

I'm not sure if calling the facility would help me at this point, but that is the only other thing I can think of to do.

Yes call the hospital itself and plz send out dv letter and cease letter but make sure to send it return reciept... this may clear it up immeidately! Hope so for u,
Ang