Blitt and Gaines
Date: Wed, 07/08/2009 - 20:09
Ready the post which make me feel better. I too have been summons to court by the above bottom of the barrel law firm. I requested via email the original application with signature, amount they purchased the debt for, and when account went delinquent and followed up with a call. They both responded that it would be requested. Never heard from anyone until I got the summons. I called the courts to see if the summons was valid and it is. I want to make a deal before court but they will not accept my offer which is 40%. My original limit was $500 the Capital One rep made a mistake and approved me for $5000.00 which I informed her was a mistake. I was unemployed at the time and long story short limit never was correctd. What should I expect in court....what do I need to have when I go there??? Is it too late to send the letter of validation via certified mail even though a court date has been set???? Please help.
So you were originally approved for $500 but they gave $5000? D
So you were originally approved for $500 but they gave $5000? Did you go over the $500 limit? If so, arguing that there was an error is really a moot point.
In your answer to the court you need to let them know that they have not validated the debt.
