Brady and Caruso are calling everyday, can they garnish my wage?

Does she owe Tax debt or unsecured debt ? Also what state does she live in ? Is she employed or on disability ?

credit card debt. she lives in CT and she is employed at 9 an hour sole support of household

No, they're not, ignore it and given their practices, file an FTC complaint.

Business Contact and Profile
Name: Brady, Caruso & Associates LLC
Phone: (716) 696-6144
Address: 2858 Niagara Falls Blvd, Amherst, NY 14228
Google map Mapquest map Yahoo map
Business Category: collection agencies
BBB file opened: August 15, 2008
Primary Contact: Narvell Benning
Complaint Contact: Narvell Benning

I have called all the numbers that Brady and Caruso left on my answering machine and no answer ever - I called the phone company and they advised me to put on blocked list so they can't call me.
I called the 866-680-8660 number they left me on my machine and they don't answer that phone - so I called the BBB and they gave me the address of Brady and Caruso above to send a letter and not harrass me by phone. :x

Brady and Caruso called me saying i owe a debt that they last sent a letter to my Late husband who died n 2003.. They got my phone # and are now saying i owe over 8,000.00. there last letter to him was in 2003 fora Direct Merchant bill. They say i have to pay 100.00 amonth till this bill is payed n full. I am on disabilty they act as tho they don't care. I haven't recieved any bill or letter from they. They said i have to call n a payment each month or action will be taken against me. I have a daughter n High school i am providing for.. Please let me know if this is for real or what. I already gave Brady and Caruso 100.00. thank you in advance for your help

the telephone # i have to call is 1-888-889-7770
please help me out with this matter

they can't collect on this debt.your husband died in 2003.i would send a copy of the death certificate along with a FOAD letter.this was your husband's debt not yours.if they try to take legal action.go to naca.net for a consumer attorney that will work on a contingency basis.do not give these cretins another dime.

Guest, you said that you already gave them $100.00? Was this by check or debit card over the phone? If so you should close your account and open a new one, Brady and Caruso will now try to empty your account. As Paul said, DON'T PAY them another dime, you are not responsible for your husband's debts if you weren't on the account!

Well I dont feel alone now I have read these. I was contacted by a Mr sapporo about a debt I owed, it was wrote off 3 years ago from me not being able to pay for a creadit card bill from lossing my job becasue of 9/11/01. I was totally dsimayed to say the least when my brother called from florida and told me they ahd contacted him about me and was looking for my contact number. Well my brother e-0mailed me about the above and gave me the tele # from Mr sapporo from Brady and Caruso. I did end up agreeing to pay 2/3 of what he asked and set up deductions through my cking account every month fro 3 months till it was payed off. Well this month I was short and they called within 2 days after their withdraw bounced. I was real curioius as shen he called, he left a message say he was going to applie the 1000 toward processing my case fro lawsuit and let my employerer know ahead of time of the future garnishment. I called a accounting freind in florida, Im from Ohio, to ask what he thought about what Mr sapporo had said to me. His advice close my cking account and open a new.. and dont call him back........ Now what do you think I should do now, Im without 1000 and in more debt because of this dumn thing I got suckered into............ Bewildered

Go ahead and close the account and continue to make payments by pre-paid credit card IF you have something in writing. If not, get all your bank statements ready, and clearly mark the payment notation. Let them take you to court. You will be ok. They MUST apply those payments to your debt, that was an invalid and illegal statement he made to you.

Oh, and tell him he is very STUPID for violating the FDCPA just after they were successfully sued and fined. Plus, file a complaint with your State Attorney General and the Federal Trade Commission.

Let us know what he said. Apparently he is anxious to give YOU $1000, which is the monetary reward if you sue them under the FDCPA and win (plus possible court costs and attorney fees).

Do not pay Brady and Caruso a dime!! If you do you will only make things worse. They own the debt now, so to assume this will help you or your credit in any way, is a huge mistake. Let them take you to court (they won't) -- just show up. They'll lose anyway. The bottom line -- DON'T PAY 'EM!!

THIS COMPANY STARTED CALLING A FEW DAYS AGO AND TELLING ME THAT I WAS GOING TO BE TOOK TO COURT OVER A CREDIT CARD FROM 8 YEARS AGO.HE WAS TRYING TO GET ME TO AGREE TO PAY A CERTAIN AMOUNT TO HIM.I TOLD HIM I HAD TO SEE WHAT I COULD DO THEN THE NEXT DAY HE STARTED CALLING AGAIN BEING NASTY TELLING ME THAT I WAS CHARGED WITH STOLEN GOODS AND FRAUD....SO OF COURSE I WAS WORRIED,BUT I LOOKED UP THE COMPANY HE CALLED FROM AND FOUND OUT IT WAS ALL A SCAM TO GET MONEY.....

What state do you live in? When was the last time you paid on the account? I would invest in a recorder and record all calls from these scumbags. They have already violated the FDCPA by stating you would be charged with a crime so it sounds like you wouldn't have a problem racking up more violations. Have they sent you anything in writing yet? If not, next time they call, verify you are the consumer they are seeking, verify your address and tell them they now have 5 days to send you details of the debt.

DW...is it troll time??

They can only garnish you if they have a judgement against you and only up to the state limit.

either that or shill time soaplady.nice spelling dw.

hi i lived in NEW HAMPSHIRE and im being harass by this company almost everyday threatening me to take me to court or garnish my wage which im not even working. i already gave them my social number. i almost paid them until a friend of mine looked up their website and found out that they're possibly a scam. i was willing to pay them at first but they wouldnt even accept money order or money gram payment. they told me that they're a firm not an agency so they will only accept a check. theyre confusing me because other times they will tell me that they are a debt collector agency and then at other times a firm. theyre threatening me to take me to court and pay a whole lot more if i dont call them in such specific time and day. i havent called them back for a while and they're still threatening me with the same words and things. are these people ligit?

Don't give them your checking account info, that's for sure. If they didn't send you a dunning letter in the mail, then send them a Cease & Desist letter, otherwise send them a Debt Validation letter.