sol
Date: Tue, 04/15/2008 - 10:25
What state do you live in. Even if it is past the SOL they can s
What state do you live in. Even if it is past the SOL they can still sue you. How successful they are depends on how you make your case. CACH is known for falsely redating debts. Go t =o www.budhibbs.com and click the "agencies to avoid" link. you can read about them there. You must send them a validation letter and ask them to prove that the debt is not beyond the statute.
California Statutes of Limitation Written agreements: 4 year
California Statutes of Limitation
Written agreements: 4 years, calculated from the date of breach.
Oral agreements: 2 years.
The statute of limitation is stopped only if the debtor makes a payment on the account after the expiration of the applicable limitations period.
i am not sure if i ever made a payment after it has been in coll
i am not sure if i ever made a payment after it has been in collections. what letter should i send to cach llc to find out?
You can send them a debt validation letter (you can find a good
You can send them a debt validation letter (you can find a good template via my signature) send it certified mail, return receipt requested.
It is too late to DV...they have already filed a suit against th
It is too late to DV...they have already filed a suit against the OP. What you need to do is motion for discovery and demand all the documentation on this account, the signed contract/agreement, statements for the life of the account, etc. That way you can get the date of last activity and then use the SOL defence...motion to dismiss based on SOL...if they fail to provide the discovery, then you can motion to dismiss that way as well.
