calling on Sunday
Date: Sun, 05/18/2008 - 06:00
However, if you tell them NOT to call on Sunday, they can't.
However, if you tell them NOT to call on Sunday, they can't.
They can call you any day of the week, during 'reasonable' hours
They can call you any day of the week, during 'reasonable' hours (which I believe to be 8:30 a.m. to 8:00 p.m. - someone please correct me if I'm wrong), and they can call your home, work or cell phone - until you instruct them not to. (Best way to avoid that in the future is not to give any potential creditor your work number - only the home number - that way they won't be calling you at work, unless they manage to find your work number somewhere.)
If you ask them to cease calling you at work, the best way to handle it is to tell them that you are not allowed to receive personal calls at work, and tell them to call you at home. If you don't want them to contact you by phone at all, send them a letter indicating that they may only communicate with you in writing.
Here in NY they can call between 9.00 am and 9.00 pm I think.
Here in NY they can call between 9.00 am and 9.00 pm I think.
In nebraska they can call between 8 am. up until 9 p.m....some o
In nebraska they can call between 8 am. up until 9 p.m....some of them are very sneaky and will call at like 8:53 p.m.
Thanks for the update, ladies! I wasn't quite sure on the timef
Thanks for the update, ladies! I wasn't quite sure on the timeframe.
I've never seen any specific laws that say they can't call you o
I've never seen any specific laws that say they can't call you on a certain day if you tell them not to...
With a CA you could send a C&D letter and then they shouldn't call you at all. But with the OC, they can still call you during "normal" hours even if you do send them a C&D.
It depends on your time zone. I live in NC which is on Eastern
It depends on your time zone. I live in NC which is on Eastern standard time. A collector can call betweeen 8:00AM to 9:00PM EST.
Legal calling time is 8am to 9pm your local time. Telling them
Legal calling time is 8am to 9pm your local time. Telling them not to call on a Sunday will not stop them from calling....it must be done in writing.
Sorry , I hate to be the bearer of bad new but a collector may c
Sorry , I hate to be the bearer of bad new but a collector may contact you 7 days a week in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves of such contacts. I hope this helps.
That is not always the case, At one point under Massachusetts de
That is not always the case, At one point under Massachusetts debt collection laws, a debt collector cannot contact you more than 2 times in one week. I think it has since been changed. now it says
Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
They also cannot visit your house more than once in a 30 day period.
Greedy
I had'nt heard of debt collectors calling on holidays..Sunday yes but not on holidays. Unfortunately, greed never takes a vacation and as long as you live in a world where too many people value things and money over people and humanity....than you're going to keep seeing this type of thing.
Yup...nothing in the FDCPA about not calling on holidays. It is
Yup...nothing in the FDCPA about not calling on holidays. It is legal.