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Cambece Law: called for an old debt not even mine!!

Submitted by on Thu, 06/12/2008 - 14:12
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I've been getting telephone calls from them in my maiden name (been married 22 years!). Got letter about a supposed debt - not me. Nothing shows on my credit report - what should I do to get them to stop calling, contacting me?


The first thing I would do is send them a debt validation letter. Make them prove it is your debt.


Submitted by mobile0311 on Thu, 06/12/2008 - 14:15

mobile0311

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I too am a victim of Cambece Law's harrassment. Fortunately, I Googled this firm to check their track record before making any payments to them. I was one day away from making the big mistake and I have all of you to thank for sharing your stories and educating me on Cambece's deceptive practices.


Submitted by on Tue, 06/02/2009 - 09:56

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pretty sure Cambece Law just lost a big class action lawsuit.


Submitted by on Wed, 06/03/2009 - 05:57

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I DV'd cambece law office once...they sent like 3 other letters...then poof...never heard from them again...but they did sell mine to another company who I've Dv'd as well, heard nothing from that one since.

Good luck on yours...


Submitted by sphere on Mon, 06/08/2009 - 11:17

sphere

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i used to work at cambece, i can tell you that it's not harrasment, the law allows us to, check the fdcpa, as for the account that might be a mistake, next time they call, answer the phone, make sure that the social matches on the account, a lot of times the original creditor gives the wrong address, only because the name matches. They can tell you when it was opened, and if it's fraud let the police take care of it. It might be someone's else's account. By the way if you send a payment to the original creditor, then will send it right to the current owners, or they might not even take it because they no longer have the account. Thanks


Submitted by on Sun, 09/20/2009 - 20:05

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next time they call, answer the phone, and have them verified the social, they can tell you when it was opened, it might be fraud or just a simple name confusion mistake from the original creditor, these accounts are given to collection by the original creditor, they take the info that they receive, it might be someone else, if it's fraud go to the police, if it's not on your credit it's not yours, but to make the calls stop you need to speak up, they will work with you, because to a collector time is money, they're not going to waste time dealing with someone who doesn't owe, trust me i know, good luck


Submitted by on Sun, 09/20/2009 - 20:12

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This guy is a joke. He has been an attorney for 13 years. He had 2 debt collection companies,STONESTREET ACQUISITIONS LLC which was opened 8/3/06 and closed 9/26/06 and First Financial Recovery LTD. from 6/24/02 to 9/21/04.

I see a bad trend in Massachusetts with attorney's in the business of debt collection. Some have collection companies that hide behind the law firms and some don't. There are a lot of lawsuits against these debt collection law firms who only practice debt collection, they are not good lawyers so this is what they do.

I see a future in this state of a lot of attorney's getting disbarred and they will have no choice to close up. They break the laws all the time and don't care. Currently yhe law exempts attorney's from the MA debt collection laws. If a fight is put up, this part of the law will be changed and attorneys will now need to be licensed to collect debt in Massachusetts thus making their job harder and put them out of business.


Submitted by on Mon, 09/21/2009 - 08:12

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Quote:

Originally Posted by Anonymous
Do any of you know what your talking about? i used to work there and we dont harass anyone, we follow all the fdcpa laws , we tell u options that are LAWFUL and questions that are LAWFUL , so check your facts


of course you are going to say this.we can't record your threats because you are not on the phone.nice try humanoid.:rolleyes::rolleyes:


Submitted by paulmergel on Fri, 03/26/2010 - 05:04

paulmergel

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Quote:

Originally Posted by Anonymous
Do any of you know what your talking about? i used to work there and we dont harass anyone, we follow all the fdcpa laws , we tell u options that are LAWFUL and questions that are LAWFUL , so check your facts


Do you know what your talking about? Because I dealt with cambece last year and yes they did harrass me, one collector called me before 8 am and I'm not talking about like 7:59, more like 7:00, I kept the info on my caller Id, just in case. So you might want to back up, because I know first hand that they do harrass people, and I have proof. Which they are gone out my life now, thank goodness.


Submitted by on Fri, 03/26/2010 - 05:27

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Yes Cambece does suck. They have placed an execution on my home adn even though the default judgement was removed by the judge, they still tried to take me to court in which I had to tell them to take it off the list and they still have not removed the execution from my home. So now there's an execution on my home and yet no judgement to back it up. Needless to say I have hired a lawyer and they will get whats coming to them.


Submitted by on Wed, 12/01/2010 - 16:21

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Do what I did, pay the extra money for the "Block Number" service that your phone provider offers !.... Most of these plans can block between 15 to 25 unwanted call numbers !.... Its worth every penny !..... Don't bother with the "Legal" aspect, For the whole time it takes to process yor claim against these " Knuckleheads" they will still call, Or, turn it over to another branch of their collections company which would be under another name !...... Then, you will have to start the whole process over again !.... These "dopes are "Well Versed" in there field and Know every angle there is to be had !... So I suggest the option of "Blocking" for your "Pease of Mind' !........


Submitted by on Thu, 12/02/2010 - 07:18

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I had a "derogatory" claim on my credit report and when I called about it, they told me that it Cambece Law now had this account. I called Cambece Law and they said they showed the account as being paid in full and it shouldn't have been on my report. I asked for a faxed copy of this so I could get it off my report. This was March 2010. I called again in October 2010. STILL haven't heard back from them. What a joke. I want to buy a house soon and this "derogatory" account that shouldn't even be on there anymore isn't going to help much!!


Submitted by on Wed, 01/19/2011 - 13:37

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You deal with the company that is reporting the account. Since they are reporting, they have to deal with it and in fact if they don't even have the account anymore then they need to remove the account. Send them a letter demanding removal since they admitted to not having the account and if they do have the account, you want validation. Then you dispute with the credit reports....


Submitted by goldenbast on Wed, 01/19/2011 - 19:35

goldenbast

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I'm getting daily phone calls [against the law because I asked them to not contact me over this matter] relating to an issue they have w/my brother. They want me to do their bidding for them, which I won't do - i.e. relay a message for them then become baiting and verbally abusive. I asked them how they got my unlisted number and told them my brother does not nor has ever lived at this address and I don't appreciate them attempting to pull me into something that isn't my business. Nasty bunch of people. Today, I told them if they didn't stop calling me, I'd take steps to make them. It's unlawful for me to be harrassed for a debt that isn't mine. I filed formal complaint with the State Attorney's Office in MA; the Federal Trade Commission; the office rep [left on her voicemail] and notified the Better Business Bureau.
I suggest anyone who's getting daily calls from these people after you've asked them to stop, ESPECIALLY if the nature of their business doesn't even involve you to take the above-mentioned steps. Per the State Attorney's Office and the FTC, for them to continue calling me IS a violation of the law.
Good Luck!


Submitted by on Wed, 07/18/2012 - 10:18

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