Which debt should I pay?
Date: Wed, 02/17/2010 - 12:51
Hi, I have a Cap.1 credit card that's been in collection for a couple of months now. Owe $1791.53 I haven't spoken to or replied to the CA yet, but I know I need to do something about this soon.
I also have a Cap.1 with a $5200 bal. with a $130.00 min. payment that's one payment behind, now min is $302.41 because of $39 late, $39 overlimit and ( great timing, Cap.1) $59 annual fee. My house and car are both current and I have four other credit cards that will be back under control this month.I sold the last two thing's that I had that where of any value. That leaves me with $ 510.00 to pay on one of the two Cap.1 cards. What should I do...let the $5200 account get further behind and hope they will work with me later or try to get it back under control and let the one in collections go a little longer? I am having a hard time with this..I do not won't to make any more mistakes than I already have. Thanks for your help in advance.
Still trying
I also have a Cap.1 with a $5200 bal. with a $130.00 min. payment that's one payment behind, now min is $302.41 because of $39 late, $39 overlimit and ( great timing, Cap.1) $59 annual fee. My house and car are both current and I have four other credit cards that will be back under control this month.I sold the last two thing's that I had that where of any value. That leaves me with $ 510.00 to pay on one of the two Cap.1 cards. What should I do...let the $5200 account get further behind and hope they will work with me later or try to get it back under control and let the one in collections go a little longer? I am having a hard time with this..I do not won't to make any more mistakes than I already have. Thanks for your help in advance.
Still trying
