Car Rental Collection

They should have inspected the car when you turned it in. Send a letter stating such.

Devom -

I believe in this case, you probably should have done more to make them prove that you had caused the damage to the rental car at the time that they accused you of it, rather than waiting until they sent it to a collection agency.

However, is it possible to go back to the rental agency, and ask them for proof that you caused the damage? In the meantime, if you feel you did not cause the damage to the car, and you do not owe this debt, you should contest the debt with the collection agency in writing.

In most cases, insurance would cover any damage. Sometimes even insurance with your own personal car will cover rental damage. Sounds like some sort of rip off to me. Demand strick proof from the rental agency and the collector.

If I dispute the claim, will it go on my credit report?

It will not appear on your credit report simply because of disputing the item.

But if it shows on your credit report, dispute it, as it has not been strictly proven.

Hi devom

Lawstudent is right. If you dispute the claim, it wont be listed in your credit report.

Take care
Nelly

Disputing the claim is not enough. The reason why is because all the collection agency needs to do is send in enough proof that will satisfy the CBR agencies.

If you did cause damage to the car it is likelty that the rental company will have picture proof. I would start there. Collect your evidence that this is not something you have done. They have to have written record.

Every time I have rented a car, they do a final inspection while you are there, and they sign off on it. I don't know if all companies do this. But if you have that info, they are stuck, because it was not written up at that time. I would check that first.