Castle Credit Corp
Date: Tue, 11/25/2008 - 08:41
Submitted by mcmillion050804
on
Tue, 11/25/2008 - 08:41
Total Replies: 1
Can a credit company garnish wages? We got something throught them and then told them that we didn't want it anymore to come get it and they never did. Now they told me they where going to garnish my wages. Is it even legel for them to garnish my wages. I live in NC.
Castle Credit Corp.
8430 W. Bryn Mawr Ave. Suite 750
Chicago, IL 60631
North Carolina Wage Garnishment laws
Unless the debtor has substantial funds on deposit and no family dependent on those funds for support, garnishment of wages is not generally helpful in collecting other claims except:
1. To enforce an order for child support (G. S. § 110-136),
2. To recover unpaid taxes (G. S. § 105- 242(8), 105-368, 106-9.4), and
3. To enforce a judgment for payment of medical services provided by a "public" hospital (G. S. § 131E-49),
Under G. S. § 1-362, the debtor's earnings for personal services within 60 days prior to the order cannot be applied to the debt if it appears that the earnings are necessary for the use of the debtor's family. Further, future earnings have been excluded from the scope of execution under Harris v. Hinson, 87 N.C. App. 148,360 S.E.2d 118 (1987).
Castle Credit Corp.
8430 W. Bryn Mawr Ave. Suite 750
Chicago, IL 60631
North Carolina Wage Garnishment laws
Unless the debtor has substantial funds on deposit and no family dependent on those funds for support, garnishment of wages is not generally helpful in collecting other claims except:
1. To enforce an order for child support (G. S. § 110-136),
2. To recover unpaid taxes (G. S. § 105- 242(8), 105-368, 106-9.4), and
3. To enforce a judgment for payment of medical services provided by a "public" hospital (G. S. § 131E-49),
Under G. S. § 1-362, the debtor's earnings for personal services within 60 days prior to the order cannot be applied to the debt if it appears that the earnings are necessary for the use of the debtor's family. Further, future earnings have been excluded from the scope of execution under Harris v. Hinson, 87 N.C. App. 148,360 S.E.2d 118 (1987).
Quote:We got something throught them and then told them that we
Quote:
We got something throught them and then told them that we didn't want it anymore to come get it and they never did |
What did you get from them? A home? A car? Is this a debt that was secured or unsecured? Wage garnishment for unsecured debt won't happen in NC. Only child support, student loans, taxes and care form a county hospital or ambulance service are garnishable.
You will find the Payday loan laws NORTH CAROLINA here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
