Collection agency left message, do I call back or not?

CCB is a collection agency that seems to aquire old credit card debts from what I have read. Call them back but do not agree to anything or you will cancel your SOL. Just ask them what, how much and who. You can find there address on this site. Send them a debt validation letter which you can also find here. They will probably not respond and just move on to someone easier. Time is money to these people.

Frog is very right...please call back but do nothing beyond that as far as giving any personal or financial information over the phone. Hopefully, as frog said they will move on. I have a very pesky CA that calls numerous times a day from several different numbers. Send your validation letter certified and at this point that's all you can do on your end.

Allo ioejiowfjoi, non penso che chiunque qui parli italiano. Se gradiste poteste voi prego repost in modo che tutto capisca?

Riguardi

JCEMT

I advise that you call back no matter what. As good as an idea that the validation letter is, it still doesn't help you. I have been a collector for over 8 years now (Both American and Canadian) and I thrive on those letters that come in. The client (whoever you owe money to) gets that money either way whether you call back or not. It's easier to deal with CA's because they are only interested in their bonus check. Therefore they offer settlements rather than the entire balance because it sounds more appealing. The client (to whom you owe the money to) generally will just pursue with the business matter legally. Therefore call up the collection agency, strike a deal for less than what you paid. Free money! Do you hate free money? I sure has hell don't!

Questions or comments email me back, my email address is wedon't care what your email address is@hotmail.com

First, you are responding to a year old post.

Second, the debt validation letter does do something it makes a CA actually PROVE that the debt is valid, belongs to the individual and that they have the right to collect on it.

What is free money? If it's mine I earned it and don't give it out to just anybody who says I owe them.

I had a call too! I called and opened a can of worms. To make a long story short, I ended up pulling my credit report and found three credit cards opened in my name and all were in collections. I've filed a police report and am going through the proper channels to clear my name and credit. Don't think Identity Theft can't happen to you.