this sounded like fraud to me
Date: Wed, 06/08/2011 - 07:59
First, they were asking me to make negotiations with them, they were going to reduce the amount of loan money I was supposed to pay, $1000 dollars was brought down to 600. I kept telling them that I hadn't taking any loan from anywhere and they actually claimed I had had them deposit the loan in a wachovia bank account which was now closed....mind you, I have never had an account with wachovia. They sounded so convincing, I would have paid if I had the money.. they have my social, my drivers licence # and my birthdate( well it was off by a day, and being so ignorant, I Correctedn this information, even gave them my address in trying to proof to them that They had the wrong address and I had never lived at that address before. What further made me think that they were serious was I checked my credit report for that month and discovered that a credit card from walmart had been taken in my name....so somebody was definitely using my information, and that person might have actually taken this new loan they were calling me about, but this particular loan was( and is still ) not listed in my credit report. So I called the police and filled a police report. They called me last week and I told them I was ready to pay but I needed them to give me their mailing address so I could send them a check, they said they don't get checks mailed to them but advised me to send them the money through a money transfer agency, gave their account number or what ever it was...but I didn't send it because what I really wanted to do was get their mailing address so I could get them busted in one way or the other. Then today, this lady calls me and is asking me if I have received any legal charges in the mail, and this and that and all these things which I told her I haven't. Then she said she understands that I have claimed before that I might be a victim of Identity theft and that I have made a Police report, asked for the officers name so she could make a three way call so we could sort it out. Unfortunately I couldnt find the report and she offered to look it up, but needed my address, told her I wasnt going to give her my address coz I thought her agency was fraudulent and they were trying to con me. That really got her pissed, said she was trying to help me and all what not.
Now I'm scared that this might have been true since I have actually been a victim before, may be somebody actually took a loan in my name, and has submitted to them all this fake addresses and references and employment verifications and a list of my other document.
They said I took a payday(or paydate) loan!
Plus I just called them a fraudulent company In their face.... if this is true I may have gotten myself into some deep trouble.
definitely sounds like a scam to me. Have you asked for their a
definitely sounds like a scam to me. Have you asked for their address and they refused to give it to you?? If they claim they ONLY take money orders, its a SCAM. No legitimate business will say that. They by Federal Law HAVE to give you an address to send a DV letter to, BY LAW. If they refuse its a scam. If they say they cant or have already sent it, scam. If they claim legal charges against you, scam. If they say they are downloading your info now, scam. If they refuse to give you an address, scam. If they claim they do not have to send a letter, scam. Next time they call tell them exactly where to go, as far south as possible and hang up. They are fishing for info and for people to cave into their threats so they can steal money from them, plain and simple.
