Cease and Desist Letters
Date: Wed, 02/09/2011 - 15:22
As the credit card companies are ignoring your Cease and Desist
As the credit card companies are ignoring your Cease and Desist letters, you may cease all communication with them. You may even get in touch with an attorney and let him/her deal with the credit card companies.
Under FDCPA Act, the credit card company can't contact you after
Under FDCPA Act, the credit card company can't contact you after receiving the cease and desist letter. So, you can register a complaint with FTC against these companies.
??????? The FDCPA applies too collection agencies and third par
??????? The FDCPA applies too collection agencies and third party creditors. It is not apply to the original creditor unless state law overrides the FDCPA. Thus you CANNOT cease an original creditor!!!
yep that's true.you can't C&D the original creditor some even do
yep that's true.you can't C&D the original creditor some even do in house collections meaning you can't C&D until they give it to an outside agency.
SoapLady is correct. Unless it's a collection agency ignoring a
SoapLady is correct. Unless it's a collection agency ignoring a C&D, there's no offense here. The original creditor, with whom you have a contract and a business relationship, is allowed to contact you to collect THEIR money. You can't C&D them. FDCPA does NOT apply to the original creditor.
Consider this a cease and desist letter from michael cappello.
Consider this a cease and desist letter from michael cappello. You are notified as of 4-7-2011 that you are no longer able to call or contact michael cappello or any relatives or any phones you may have on file to try and contact michael cappello. Thank you for your coope4ration.
Michael cappello
Yes, all of them are correct. I just overlooked the point that t
Yes, all of them are correct. I just overlooked the point that they are not the collection agency. The creditors can ignore the Cease and Desist Letter. Thanks for rectifying my mistake.