NCO Violated Cease and Desist

Date: Wed, 08/30/2006 - 13:36

Submitted by anonymous
on Wed, 08/30/2006 - 13:36

Posts: 202330 Credits: [Donate]

Total Replies: 7

Wish me luck everyone. NCO has an Amex account of mine for about $450.00. I don't dispute I owe it, but I am having financial difficulties. I've tried to talk to NCO to no avail. I sent them a Cease and Desist letter that was received and signed for on Aug. 28th. Today (Aug. 30) they called me at my office. I explained the Cease and Desist. The lady said, "I don't see it in the computer, therefore I don't have to abide". The law clearly states once it's been received by the company, communication must stop except for a couple of extenuating circumstance. So, I'm going to go after them for the $1,000.00 fine. That's twice what I owe. Let's see what they do.

Great, just do it!! Go ahead when the fdcpa law is broken by a d

Great, just do it!! Go ahead when the fdcpa law is broken by a debt collector. You must file the law suit and get compensated up to the extent of damages done. Keep the receipt of the letter signed by the CA's office in safe place. Also, keep a log of the calls done to you with the dates and time and the name of the caller. This will make your legal approach stronger. All the best.

lrhall41

Submitted by ArDeN on Wed, 08/30/2006 - 14:02

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Nail them to the wall. They have been fined for this before. A

Nail them to the wall. They have been fined for this before. Apparently it takes several fines for them to understand what a cease and desist means.

lrhall41

Submitted by Not so Lucky on Wed, 08/30/2006 - 14:40

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just because it isn't documented in their computer system, doesn

just because it isn't documented in their computer system, doesn't mean they do not have to abide by the law. Sue them for the $1000 (and your expenses too!) and then use their money to pay the debt. Take whats left and donate it to charity, and get the write off on your taxes at the end of the year. One way or another there are ways of making these bottom feeders do something that actually benefits society.

lrhall41

Submitted by LCW on Wed, 08/30/2006 - 15:59

( Posts: 1151 | Credits: )

Quote:Take whats left and donate it to charity, and get the writ

Quote:

Take whats left and donate it to charity, and get the write off on your taxes at the end of the year. One way or another there are ways of making these bottom feeders do something that actually benefits society.

This thought sounds noble, especially donating to the charity. I smiled after reading this. :)

lrhall41

Submitted by ArDeN on Wed, 08/30/2006 - 17:01

( Posts: 496 | Credits: )

How do I go about "sueing them". I've sent a letter to the Atto

How do I go about "sueing them". I've sent a letter to the Attorney's General of NY (my state), Penn (NCO's State) and a copy to NCO documenting the occurance. What do I do now?

lrhall41

Submitted by on Thu, 08/31/2006 - 07:23

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If posible, search for an attorney who deals with law suits of f

If posible, search for an attorney who deals with law suits of fdcpa and FCRA violations. Take the assistance of an attorney so that you can file a case against NCO and get the compensation after winning the case.

lrhall41

Submitted by anthony on Thu, 08/31/2006 - 16:34

( Posts: 456 | Credits: )

nco

Jay, Nail them to the wall. This company needs to be taught they cant treat people this way. I think they are on the top ten worst collection agencies list. Maybe you could call Budd Hibbs. He takes care of alot of complaints like that. Good Luck KYSIDE38. P>S> Go to buddhibbs.com

lrhall41

Submitted by KYSIDE38 on Thu, 08/31/2006 - 16:44

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