Cease Communication Letter
Date: Mon, 02/04/2008 - 11:25
Name
Street Address
City, ST ZIP
(Sent via CERTIFIED RETURN MAIL #123 456 789 with RETURN RECEIPT)
Date:
XYZ Collection Agency/Law Firm
1234 Main Street, #100
Any town, USA 10021
Re: File #0000000 - ABC Bank - #4445566778899000 -For: $5555.55
Dear Debt Collector /Debt Collector Attorney:
This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (fdcpa), to cease all communication with me in regard to the debt referenced above.
If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.
I have decided that I do not desire to work with a collection agency under any circumstances. I will contact the original creditor to resolve this matter directly, as circumstances warrant.
You are also notified that should any adverse information be placed against my/our credit reports as a result of this notice that appropriate actions will be taken. Give this very important matter the attention it deserves.
Sincerely,
Signature
I hope this helps.
Street Address
City, ST ZIP
(Sent via CERTIFIED RETURN MAIL #123 456 789 with RETURN RECEIPT)
Date:
XYZ Collection Agency/Law Firm
1234 Main Street, #100
Any town, USA 10021
Re: File #0000000 - ABC Bank - #4445566778899000 -For: $5555.55
Dear Debt Collector /Debt Collector Attorney:
This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (fdcpa), to cease all communication with me in regard to the debt referenced above.
If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.
I have decided that I do not desire to work with a collection agency under any circumstances. I will contact the original creditor to resolve this matter directly, as circumstances warrant.
You are also notified that should any adverse information be placed against my/our credit reports as a result of this notice that appropriate actions will be taken. Give this very important matter the attention it deserves.
Sincerely,
Signature
I hope this helps.
Brian--- Thanks for the template, however I would recommend a
Brian---
Thanks for the template, however I would recommend against mentioning anything about the original creditor in this letter. many people who will use one of these are still trying to get validation of the debt, and the sentence you have included there can imply that you are admitting ownership of the debt. If you are doing so, then it isnt a problem, but I just wanted to make the distinction, just in case.
Good Point
Excellent Point ... It would also depend on whether or not the debt is past the states statute of limitations.
