Charge Off Question/Collection Agency

Inform the creditor about your action before making the payment. They should have no problems in accepting your money since the file is still in their system.

I wonder your account should not have been marked "charged off" since there was a payment activity in less than 120 days. It's a derogatory remark that you should not allow to be reported in your credit report. Any inaccurate negative item will hurt your credit scores severely.

what do u make of this guys i reported one click cash to my ag, also the bbb. their response to the bbb was they would charge off the balance and would definately not give me a refund on a loan that i had paid off and overpaid. what do u think