Asset Acceptance LLC and Citibank debt question

How do I register?

Do I register for the site using the info to the right of this screen?

Got a call from AA today. I asked if they received the certified letter asking for verification of debt. They said they have the contract and will send me a copy of it. Is this sufficient?

Got a letter form AA today with a DV letter enclosed. They stated that it is an account statement prepared with infomation provided to them by the prior creditor (not original). It only contains the original creditor's name, balance, some personal information such as name, address and last 4 digits of SS#. It also has two different account (original and new). Is this sufficient? If not what should I do next?

Should I send another request?

I am using your letter and I will highlight. Thanks for your help.

I was told on a call that she was looking at the contract and was going to send me a copy. Also, the infomation on the DV letter from them is the same info on my credit report - nothing new. I know there was another CA before this one so to say they got the info from the prior creditor tells me their info did not come from the OC. I did include a limited cease and desist in the first DV letter. Second letter will go out today. Thanks.

Got another letter today with a copy of the credit application I signed in 1999. That's all I got from them. There is not a copy of any contract with any items that I purchased. There is no bill of sales showing that they bought the account. There are no billing statements. There is a handwritten limit of $5000 although that is not what is on my credit report or on any old statements I located. Is this enough or do I continue to ask for more? They are asking me to call to make arrangements to pay the amount of 3826.

Sent another DV letter stating that I did not receive all information asked for. Should I wait or call to try to settle?

I recieved a letter from AA stating that since they received my information about reporting to a credit agency and after they review the information they have from the original creditor, they have reported my account at disputed to the reported agencies. I only got a copy of the credit application as validation. I sent them another DV letter stating that I need more proof. I got a letter from Transunion stating that they have deleted AA from my file. Should I just wait to hear from AA? What does all this mean from AA?

Thanks.

No, nothing else.

SOL against debts in Ohio is currently 15 years. One of the longest SOL periods in the country! :(

I got a settlement letter of $1400 if received by june 30. I sent delivery confirmation[they received june 26] They say I owe more due to interest. I disagree yet they continue to harrass me!

Wanting some advice before I commit to a payment plan. I have 2 Citibank charges approx. 5,000 total. Fell on hard economic times,haven't made a payment in 2 yrs. Asset Acceptance,LLC got my accounts. Wanting to take me to court, I asked if they would settle for less as my American Express did. They said no, only a payment plan of full amount.Would it be better to do this, or go to court and risk more financial penalties?

I just recieved a notice from asset acceptance for a Diner's Club gov't account that is over twenty years old. I am positive that is was closed, and in fact back in 2004/05 I went thru a major review of my credit reports for the purpose of challenging and removing dead accounts. Beyond the fact that it is over the SOL how do I tell these folks to bugger off. Thank you ahead of time for your assistance