Recieved civil summons for debt collection

Well whatever u do make sure to answer the summons! If not, they get a default judgment! If u need help u can either go to bud hibbs website and find a local naca atty or i have a copy of how to answer a summons!
Good luck and let us know if u need anything!
Ang

What state do you live in?

I urge you to go to the Bud Hibbs site.
The company Cache is on that site.

Defintely go to budd hibbs website. He personally called me and told me how to handle this situation with CACH. LLC.

ladybug

Absolutely do two things......

1. Answer that summons!!!! If you fail to answer they will get a default judgement. Be sure to send it within the time frame and it MUST BE CERTIFIED, RETURN RECEIPT REQUESTED!!!!!!

2. Contact Bud Hibbs, he is an authority on this!

and I add #3 Do not hesitate to ask questions here, I asked and everyone helped me out. These forum members are awesome and will help you whatever way they can

When I came home, I noticed a 12 page docs. in my mail box. Surprisingly enough, I was not served the paper physically, but recieved it in a mail box, from plantiff: Discover Bank. what should I do? I am freaking out? I had mixed advice from various individuals. A lawyer suggested I respond to the summons. Another lawyer suggested settling it out of court by constacting the creditor and negotiate a deal, saying it's less costly to settle outside of court, rather then in-court. Now, I have spoke with somebody that went through the same thing I went through and never ever responded to any of the summons, etc., and is fine. That individual did not even had her wage garnished. What should I do? help! I have 30 days to respond to the summons. How should I go about it? Please help, anybody with prior experience or in depth knowledge about my matter.

A consumer should never ignore a litigation summons or an arbitration claim. One must act very, very quickly to find legal counsel. At the very least, a consumer should file an Answer to the Complaint to prevent default judment.

Is placing a document not sent via USPS in a USPS box considered improper service?

According to an attorney I spoke with once there is an assumption that if the papers are not returned buy the USPS that they were received. Where I live there are 500 boxes in one spot. There is so much room for error I think that assumption is nonsense. The sender can't even prove they sent it if it is not certified.

Sorry Volley, I got your question wrong! It is against Federal law for anything to be placed in or on a mailbox by anyone other than a USPS employee. That is why the take out menus are always on you door handle!

No prob Frog :) That is exactly what I was thinking....using a USPS mailbox to serve someone. hmmmmm..

In some states this is legal, with exemption by federal law. In certain states, if a process server can not effectuate process within 3 attempts, then they can utilize nail and mail form of service; which allows them to tack it on your door, tape it on your door or leave it in a conspicuous place where he/she is certain you will find it (eg: a mailbox), the server then mails another copy via regular mail while purchasing a certificate of mailing to file the affidavits of due diligence and affidavit of service via reasonable posting.

If you get a copy in the mail, you can pretty much know it is good service.

Thats good info hockeyman...thanks. I am sorry to go on and on about this, but I suppose my question is do the process servers then have an exemption from the federal law to use a USPS mail box for non-USPS business? From what I can tell, the documents were placed there, not mailed.

I had a process server apparantly throw a summons on our porch(first attempt). The next day, I found it in the yard in a mud puddle!..karen

bossy-oh thats nice...maybe the paperboy was the process server :shock: