Collectcorp
Date: Tue, 02/16/2010 - 10:14
My husbands check is already garnished but I am scared.Does anyone know the background on this company or their track record of sueing? We just don't have the ability to pay them.
Collectcorp is a collection agency....they cannot sue. They do
Collectcorp is a collection agency....they cannot sue. They do a lot of 3rd party party collections for some major creditors. It would be up to the creditor do decide if they are going to sue.
You should still send letter RRR requesting validation and cease
You should still send letter RRR requesting validation and cease and desist so they can't say they never received it. Don't trust a collection agency. they do not have your best interests in mind.
Cease and desisting a CA without cause is just stupid. In a lot
Cease and desisting a CA without cause is just stupid. In a lot of cases, the creditor has elected to assign you to a CA....3rd party placement. They choose to not to work with you. Being difficult and ceasing a CA WITHOUT CAUSE is basically telling the creditor that you refuse to pay and that you are electing to be difficult which could result in you being assigned to a collection law firm and being sued.
When you are assigned to a CA, of course they dont have YOUR best interest in mind....you are not a customer...the creditor is. They are working for the creditor, not you.
Make your requests in writing and be civil on the phone. Should the CA break the law, that is the time to C&D.....but not before.