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Collection Issues

Date: Thu, 10/04/2012 - 07:03

Submitted by anonymous
on Thu, 10/04/2012 - 07:03

Posts: 202330 Credits: [Donate]

Total Replies: 3


I have a very unusual situation and hopefully I can get some good advice here. I will try to make a long story short.

Parents lost large business 10 years ago, six years later still couldn't get it together so I remortgaged my house and helped them start a business. He kept taking bad jobs and losing money so I left after three years. Walked away from a lot of owed money and 50% of the business. That upset him and he has been pretty bad ever since (going under again)

Thats the basic rundown gets really messy in between those lines. In November 2009 he hired his engineer to design an addition on my house. The engineer was going to do it for free as per him or give the company a really good deal and they would pay it. The engineering was done February 2010. I received a bill to my house a year later for the work. I called the company and the engineer and they confirmed the bill was supposed to go to the company.

I received a call a few days ago from the accounts receivable lady at the engineering company. I told her the same thing again and they called my dad and talked to the engineer and he told him I was paying it. So the accounts lady called back again and said if I didn't pay it I was going to collections.

I just received the letter that I'm being sent to collections. I had asked them for a corrected invoice that has the right dates on it for the work done which they will not provide. The work was done a year before they wrote the invoice. I have asked them for a copy of a contract which they won't provide. I have also stated that I never entered a verbal agreement with them it was done with the old company I worked for.

What do I do. I walked away from $20,000 owed to me from my father and half the company and assets which at the time would of been about $50,000.00. I don't want to have to pay bills that the company was supposed to cover or get a bad mark on my credit report:cry:


Sorry to hear about this... my father makes a ton of money but is one of the dumbest people when it comes to finances that I have had to bail him out before. The man makes a little over 200 grand a year and his credit is sub 600... it's ridiculous.

Anyway - in this case I hate to tell you but unless you want to pay the bill, you need to take this to court and fight this. This isn't going to be worked out over the phone. SOaplady will tell you (she is a former collector), the CA isn't interested in your story. They only want their money... it's not up to them to decide that some construction business or something owes it.

If you have documentation then I highly suggest you take this to court. With that much money involved an attorney wouldn't be a bad idea... it seems like this case would be out of small claims.


lrhall41

Submitted by waffles on Thu, 10/04/2012 - 20:24

( Posts: 1697 | Credits: )


Tricky. They entered into an agreement with your father/company, not you. However, the work was done on your house. You should simply fight it all the way to court if need be and let the courts decide who is responsible. I would think the bottom line is you never entered into an agreement with them, you never promised to pay anything, you never signed anything.
Call them and tell them that the bottom line is you did not enter into any sort of agreement/contract with them and will not pay it, that they need to go after the one who actually entered into an agreement with them. Tell then you will fight it all the way to court.

Collection agency: Ok, you need to demand validation, in writing. basically you demand the collection agency to prove you have any contractual obligation. Also point out that the name on their paperwork is not even you.

If they stick this on your credit report fight it. A company has to prove you owe anything if they place it on your credit report.


lrhall41

Submitted by goldenbast on Fri, 10/05/2012 - 02:45

( Posts: 2884 | Credits: )