debt and minors
Date: Fri, 10/17/2008 - 14:11
Send the who ever is billing you a copy of your Driver's License
Send the who ever is billing you a copy of your Driver's License (with the number and the month and day of birth blacked out) showing that you are under the age. Tell them that you were not aware of requirement to buy the additional items and offer to send back what they have already sent you.
Without providing your Social Security Number (which I am assuming you didn't) it would be impossible to attach a non-existent credit report.
The contract is not automatically void just because you are a mi
The contract is not automatically void just because you are a minor. Minors do have the option to avoid the contract; however you 1) need to make that intention clear to them, and 2) you will need to return anything they already sent you. "Doing nothing" or keeping the CDs/DVDs they already sent can ratify the contract and leave it enforceable -- in that case they can send it to collections.
Cellular - the bureaus don't need a SSN to keep a file on somebody. If they don't have a social, they go by name/addr/DOB. So it is possible that a CA could report without a social.
Did you receive anything from Columbia? If so, then they can se
Did you receive anything from Columbia? If so, then they can seek restitution from you, even though you are a minor. Being a minor isn't a license to get things from companies and not pay for them,