What are the most common FDCPA violation?
Date: Thu, 02/11/2010 - 03:56
What are the other circumstances when a collection agency can be sued?
Quote:Originally Posted by AnonymousWhat are the most common FDC
Quote:
Originally Posted by Anonymous What are the most common FDCPA violations? If the collection agency fake about a judgement, can I sue them for violating FDCPA? What are the other circumstances when a collection agency can be sued? |
there are a few things.
1)threatening things like arrest or implying you commited a crime.
2)threatening a lawsuit when they have no recourse to do so.
3)using foul or abusive language.
4)misrepresenting themselves....example saying they are a police officer,process server,or employee of the courts.
get proof of any of these and the collctor can be sued for 1,000.00
Hello, I am in dire need of help, I received a letter from Pres
Hello, I am in dire need of help, I received a letter from Pressler & Pressler ssaying I owe an outstanding hospital bill from years ago in the amount of I believe $1500.00 or more. After receiving this letter I contacted them the gentleman I spoke to was beyond rude to say the least. I attempted to explain to him that at the time I had insurance and obviously the hospital did not properly bill my insurance. However, at this aprticular time I am in a severe financial hardship. I am a server at a restaurant and this is our slow time of year and it is hitting me so very hard. So much so that I am behind in rent and I have a court date for the end of the month. How humiliating!!! I am a single mother of two children and this is taking a huge toll on me not only emotionally but physically. As I said Pressler sent me ONE letter and wouldnt even discuss the matter with me, so five days latter my employer tells me he received a letter to have my wages garnished and he can not continue to give me my pay. I work off tips but I do receive a weekly check between $60.00 to $80.00. This may not seem like much to most people but that money helps pay my rent and now because they sent this letter to my employer I will not be getting my paycheck. My employer informed me that he hasn't sent them anything yet and wants to hold off as long as he can because he would prefer it continue to go to me. What upsets me is because of this very old emergency room bill from years ago, now I am losing up to $300 plus a month. I am a sane woman but I am at the point of not even wanting to live anymore because of this. If I lose my home and my children and I become homeless because of them taking my paycheck every week I don't know what I am going to do. I have no family and nowhere to turn. Why would they do this to a person I just cant for the life of me comprehend this. Any advice or information that anyone may provide will be deeply appreciated. Thank you for listening.
Colleen
[EMAIL="irishblueyes516@aol.com"]irishblueyes516@aol.com[/EMAIL]
