Unable to understand Collector

check and be sure this was part of your BK.if so then tell these idiots to TAKE A HIKE.chances are they bought your info and think they can make a cheap buck.

You can get copies of your bankruptcy papers(if you don't have copies). The clerk of courts where you filed will be able to help. Depending on how old the bankruptcy is, you might have to get them from an offsite place. The clerk of courts will be able to tell you that and where you can get them, if it's still not at the courthouse.

If you notice the number on your caller id.. simply ingore it, let it go to vm. Also check your credit reports to make sure that they haven't imporperly added it to your credit reports.

It is very unlikely that you'll find a english as a first language mope with this CA. SOunds like one of our Indian collectors

Do they call themselves US National Bank of which there is no such thing?

Okay come to find out the First Premier Bank credit card they were talking about was discharged in my bankruptcy almost 7 years ago, but I applied for a Visa with this bank recently and they say they are willing to give me the Visa but want me to include the past due amount that I had discharged on my bankruptcy to the amount. Now I am not a rocket scientist but I am definitely not going to do that and they say since I applied for a line of credit with them that they can do that..Have you guys heard of such a thing?

Well I know American Express usually will give people second chances if they pay their old balance in full

The debt is discharged....applying for new credit in no way reactivates old debt. Tell them to take a hike.

Call your BK attorney and inform hime of their violation of a Federal Stay of BK.

I will contact my BK attorney and definitely tell them to take the new Visa and well just not give it to me.. (not really what I want to say just trying to be ladylike)