Collection Company of America or Collecto, Inc. is a collection agency (CA) headquartered in Norwell, Massachusetts. Go through the following sections to learn what consumers have to say about Collection Company of America (CCA).
Complaints against Collection Company of America
Here are some of the most common complaints consumers have against Collection Company of America.
Reports deleted fraud account - One consumer complained in the DebtCC forums that CCA often reports deleted fraud accounts. An account, which had been reported as fraudulent in 2003 and had been closed, again showed up on the consumer's credit report in 2006 due to CCA. Know in details...
Wants spare cash - One individual said that the primary intention of the collection agency is to accumulate spare cash. Learn more...
Rude behavior - Another consumer said that the CA is often rude when dealing with people. The employees of the CA never behave politely with the consumers who call the collection agency. Find out more...
Violates Federal law - One consumer complained that Collection Company of America has violated Federal law. The consumer wrote a dispute letter and faxed it to the CA for confirmation. After 30 days, the CA informed him that they had not received the fax. Know more...
Sends bill about mobile phone with AT&T - One consumer complained that the collection agency sent a letter stating that he owed money on an AT&T service bill. However, the consumer had never used AT&T mobile service. Learn more...
Steps to deal with Collection Company of America
Here's what you can do if you've been contacted by CCA.
Check whether the SOL has expired - When Collection Company of America contacts you about an old debt, check whether the SOL on that debt has expired. If it has expired, then send an Expired SOL Notification Letter to the CA. When the SOL on a debt expires, the CA cannot threaten to sue you, but you still owe the debt.
Request that the CA validate the debt - If you keep getting calls from the collection agency, ask them to validate the debt. The CA must provide you with the documents that state they legally own the debt or have been assigned to collect the debt by the original creditor.
Make payment arrangements - After the CA validates your debt, you can make suitable payment arrangements with the agency. You can also negotiate with the CCA to settle the debt for less than what you owe.
What to do if you're harassed by a collection agency
If you think you're being harassed by a collection agency like Collection Company of America, let them know that they may be violating the FDCPA. You can also file a complaint with the Federal Trade Commission and your State's Attorney General.
Collection Company of America contact details
You can contact CCA at:
Collection Company of America 700 Longwater Drive Norwell, MA 02061
The Collection Company of America phone number is: (781) 659-1551
Why am I still getting fraudulent information on m...
Date: Wed, 09/27/2006 06:56
Why am I still getting fraudulent information on my credit reports from Collection Company of America for an account that has been deemed fraudulent in 2003 by Cingular Wireless? I have just spoken with a representative from that company and they said that they are not responsible for removing this mar from my report, that the original creditor has to do it! However, I was redirected back to the Collection Company of America after verifying that this account was indeed deemed fraudulent and closed!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.