Consumer debt attorneys in Texas

Have you tried legal aid in your area? I guess that's where I would start. Hopefully someone else will be along with more info for you. I am sorry to hear of this meircats. :(

I would think that if he is unemployed and has no income or assets, he would be judgment proof. You may be able to check with your local courts.

I don't know about Texas but in my state, if you can come up with I think about $350, you can get a freeze for bankruptcy, meaning the debt collectors know your filing and can't sue you. In my state, you have to pay the balance in 6 months or else you don't get to file.

I will try to look around if no one else can help you over the weekend.

Thanks Shazzers. We are all going "through it" here of late. I know that everything will work out. It is just frustrating the times we live in now. There seems to be so many people loosing ground out here, and yet the people namely our national leaders that should be concerned seem to look the other way. I feel something worse than the depression of the 30s is coming, and that this nation, which I have stated before which is being sold to the highest bidder has seen it's best days. Because of the need of politicians to line their own pockets, they have sold out the American people and have literally allowed credit card companies banks and finance companies to run the day to day lives of Americans. Sorry to get on my soap box again, I have just watched "Maxed Out." I as an American am highly upset and offended by what I saw and heard....even though I was aware of some of the facts before watching the full movie. Money it seems, not democracy makes the the nation go round, and that's not good news. It used to be that everyone here had a shot at achieving and keeping the American dream but no more. Only a select few it appears has access to it. If this is so than we are in big trouble. We have been for a long while..it has just taken us a while to "wake up and smell the coffee." Sorry again for soap boxing, but I am just plain out and out mad. Thanks Shazzers for your kind words and support. :)

The "Thanks Shazzers" was from me, "Meircats". Whoops, forgot to log in. Also thank "Guest" also for your advise. We are going to keep looking.

There are websites that you can check out on how to file bankruptcy without using an attorney; there are also forms that you can print out. You still have to pay the filing fee.

I'm a little unclear on this. Why is your son declaring BK?

Morning Unc. He is declaring bankruptcy due to both being over extended and now out of a job.

Ouch... What was his MOS?

What kind of debts does he have? I know where he is coming from. I am on disability and due to the nature of my illness I could no longer work and had no other choice than to file for bk.

It is unfortuate that in this day and age that we to have resort to such a drastic thing but I agree with your post earlier about our govenrment, but I could go on and on about tha snd that's is totatlly off topic heret. I agree 100% with you and was mad as a hell after watching that clip :twisted: ...

Tell him to hang in there and someone will be around. Lots of members from Texas are on here and will be able to offer good advice.

Hey Unc, what is MOS? Thanks.

MOS = Military Occupational Specialty. At least, that was what the Army called it a couple of decades ago, when I was last in a position to care.

What did your son do when he was in the service? I'm wondering if there's any way he could leverage that training in the Real World.

Also, depending on where he is, would his county have a veteran's officer? They could help him find a job. The one they have for my county was extremely helpful and good to my husband and gave him a lot of resources. Might be worth a try.

He was a cook. He is wanting to move soon because he is looking into going to school in another state. He may have to wait until he is down there to look up some options. As it turns out, some things are up in the air right now since the post.