Debtconsolidationcare.com - the USA consumer forum

SOL has passed but got subpoena, please help!

Date: Wed, 05/07/2008 - 01:08

Submitted by anonymous
on Wed, 05/07/2008 - 01:08

Posts: 202330 Credits: [Donate]

Total Replies: 8


My question involves collection proceedings in the State of: CA

A law firm/collector representing a credit card that is no longer on my credit report(statute of limitations has run out) has contacted me.

I received these forms from the law firm: Notice to Consumer or Employee and Objection, Deposition Subpoena for Production of Business Records, and Subpoena Duces Tecum. These were apparently sent out to the credit card companies I currently deal with now. This law firm is seeking records from them for examination such as copies of credit application, checks used for payments, etc. What should I do with this? Is this even worth taking legal action on since the SOL has passed?
Reply With Quote


According to the state guidelines, the SoL in CA for any written contract is four years. Hence, make sure that the SoL has actually passed by, just add thirty days with the DOLA (date of last activity)to count the statue of limitation. If it has actually crossed the Sol then the collector can't sue you at the court of law. Even if they sue you after the Sol has passed, it'll act as a very good defense for you.

I'm sure that other members too will provide their insight on this matter, so just keep a close watch to this thread. I think you have a very valid question.


lrhall41

Submitted by on Wed, 05/07/2008 - 03:15

( Posts: | Credits: )


First thing you need to do is see if that subpoena was issued by a judge. If it is you need to comply with it. However even if you do have to relinquish all related documents the SOL is still up so you still have an affirmative defense to motion for dismissal with prejudice.

Just make sure that you make copies for the attorney and yourself of all documents. That way you can still stick to the SOL defense just in case they want your documents to leave you with nothing to prove the SOL is up.


lrhall41

Submitted by JCEMT on Fri, 05/09/2008 - 04:31

( Posts: 2934 | Credits: )