convergence receivables - has any represents?

i also have been dealing with this litow law office over a balance due on a past bill 3 years ago, i was making payments of 75 dollars a month until i went on maternity leave and had no income at all, they started a garnishment on my wages at work. Then all of a sudden i go to my bank and they tell me that they froze my account, i call them, they tell me until i have the money in my account in 6 business days they were keeping it froze, the amount i originally owed was 800, now they boost it to 1400, i paid this off in full a month ago and still receiveing notice that they are taking me to court, they representatives are a pos and very rude and half the time dont know what the hell they are talking about

I was served papers yesterday from them for a debt on a credit card I never had. The thing is that when I married I hyphenated my name for the very reason that my husband's last name is quite common and so is my first name. This petition is for [Jane Smith] rather than my full name of [Jane Anderson-Smith], so I suspect that they opened up the phone book and picked out the first address in town to serve papers upon. We're listed in the phone book as [Smith, John and Jane]. The sheriff serving even commented that he wasn't sure anyone was home because "the Honda Civic [he] was told was registered to [me] wasn't in the driveway." We do not own a Honda of any make. What Convergence does not know is I'm an attorney myself and I am going to have a lot of fun countersuing for lack of due diligence.

Good!!! Keep us posted.

Anyone who has problems with these scum should get in touch with Johnson Law firm! He was wonderful to talk to and very informative!!!
www.johnsonlawfirm.com
Was on the phone with me for quite awhile!

Litow sucks. I wish they'd go 15 ion the ring, but they have no testicles..

I like how your so sure that you think you know what your talking about, you idiot! This Company is a rip off and the only thing your smart enough to say is "PAY YOUR BILLS " and speak of people who are on welfare and putting them down! Well Sir beings you didn't have the nerve to even give yourself a name I'd say you must work for this Co. It's people like you who steal money from people because you can, two times what they owe! And you think that your not a low life. I think you suck! I think your just pissed off because your a loser and your one of the men ( Whos a want be Lawyer)! LMAO Sorry $%$#$$#, but we're in hard times now and people can't pay their regular bills let alone YOURS! And by the way I'm not being sued by these &^%$#$, I don't have anything any better to do but check your $%^%%$ out! I'm on a with the game and I'm gonna investigate your Co. or whatever you call it out and believe me I have the money to do it! This really excites me I enjoy ventures like this and I think this one I'm gonna enjoy and win! I've done this before and closed a few doors. And plan to close one more! I suppose you've heard of J.K. Harris? Well I was in on that and they lost!

While I agree with the gist of this post..please refrain from use of profanity. :) -- Goldenbast

well thats a good outlook on the situation. however consider those whose lives are going good,have a good paying job and have accured a small amount of debt. now consider the economy goes to sh*t and some lose their jobs or get laid off and have a decision to pay on a debt to corporations who are not hurting for money with what little money they can come up with or put food in their families stomachs. you need more compassion for these people instead of being a BADWORDhead. now in retrospect i don't believe all fall under this hard luck scenario but next time you post something maybe you shouldn't generalize everyone as a deadbeat and i won't generalize you as a BADWORDhead. let me guess, you probably work for litow or are he himself, come on be honest oh sorry should i explain the word honest to you, nevermind you probably wouldn't understand.peace

(((Lets play nice.))) Goldenbast

#58 I agree wholeheartedly with you. The big corporations got a huge bailout...but what did Joe Q. Consumer get? nada.

It all boils down to a moral issue and reality. Most people are NOT deadbeats...they are just trying to scrape by. Not to mention that it is your absolute right to make sure that person claiming you owe money is actually lawfully owed this money!

If these companies don't get all the important documentation that would prove their claims, they they are outta luck...by law when they sue they have to show proof...at least that is how it should be...but if you look at court dockets and follow debt collection cases, nine times out of ten they win by default..but when people show up to defend themselves, they often lose!!!!

That really tells you something about the industry doesn't it?

I would love to get permission to use any of your horror stories as testimony in a curret lawsuit against scumbags.

do you suppose these snide comments are being made by an employee of Litow? Wouldn't surprise me.

Today I was served with a district court pettition at law from Cavalry SPV I, LLC represented by Charles L. Litow of Cedar Rapids, Iowa. They attached "Exhibit A" which is a copy of a loan promisorry note from my ex husband's bank with me listed as co-signer. What is odd, is I NEVER signed this! The signature is not mine, doesn't even resemble my signature, so in my mind I am not liable for this debt. My ex went through bankruptcy and had this loan eliminated for him, but I never knew I was attached to it. What can I do? I can't afford a lawyer at all. I have been in contact with Mr. Johnson, the lawyer referenced before, but he has stated that if I benefitted in any way that I might be liable? How do I know if I benefitted if I wasn't aware of the loan? Please help!

Unifund Corp is a clearinghouse for charged off credit accounts.

Credit companies bundle customer information together from their charged off accounts and sell these bundles to clearing houses like Unifund Corp and Charge-Off Clearinghouse.

Lawyers and third party companies, similar to Convergence Receivables LC, purchases customer information for pennies on the dollar, and then attempts to trick people into paying an "alleged" debt that was "allegedly" assigned to these third party companies.