united federal bank

They are lying to you. You must send a debt validation letter. You can't be arrested but they can for saying that.

Fact is, there is NO United Federal bank. I called the number that they left for another member , and they are a CA impersonating a bank. As frog said, do not be scared. They are the ones breaking laws, nit you.

Twas the scum before Christmas. I can't believe that anyone would say something like that and still sleep at night! They are such cowardly slime that they won't even use their own name.

Look up your state laws on recording conversations, many allow you to record without the other party knowing. These scum-suckers want to play hardball? Then go get your big a$$ bat and swing away! I am sure they left you a phone number, call em back and get them to repeat those stupid (and illegal) threats...seriously, blubber about how you can't spend christmas in jail and watch them go for the jugular thinking they have you right where they want you.

Then give them a little christmas present, tell them you just recorded the conversation and will be filing charges against them and suing them in court. :)

If they are not a financial institution then perhaps there is some type of legal violation for claiming to be one.

Thank you all for your replys. I am just a single mom of 2 and didn't think they could do this but didn't want to play hardball if they might be able too. The problem I have is they won't validate the debt I owe they keep telling me emails were sent to my address and I must have deleted them. I will tkae you alls advice. Again Thank you and Happy Holidays!