Seeking Help of An Attorney in Illinois
Date: Mon, 03/24/2008 - 12:59
Live in Illinois..and got a letter from Blatt, Hasenmiller Leibsker stating they are representing Midland Credit. They are trying to collect $3200.
The orig. card had a credit line of $800, it has been sold twice and is now with Midland in the amount of $3200. I gave up with Household in 2004 when my after trying to re-age the account by paying $60 per month, they were still charging me over the limit fees and late fees each month.
Household first sent this to Blitt, another attorney's office in Sept. 2007. I sent Blitt a debt validation letter and never received a response. Since then it has been sold to Midland.
(btw--No, the statute of limitations has not run out-my last payment to Household was in April of 2004)
The Blatt, Hasenmiller Leibsker office (from all I have read here) has a bad rep for unethical practices.
I am leery to deal with them directly.I am prepared to send them a debt validation letter, but am concerned that they will in that time try suit me or get a judgment entered against me during the time they are to be trying to validate the debt.
THREE QUESTIONS
1) What are my best options?
2) Does anyone know a good attorney in Illinois who might be of help with this?
3) Will the request for debt validation only make this matter worse? One lawyer I called today who suggested sending them a letter with a payment offer/plan...he did not seem to think a debt validation letter was a good idea???
Thanks for reading this. Please reply if you can.
The orig. card had a credit line of $800, it has been sold twice and is now with Midland in the amount of $3200. I gave up with Household in 2004 when my after trying to re-age the account by paying $60 per month, they were still charging me over the limit fees and late fees each month.
Household first sent this to Blitt, another attorney's office in Sept. 2007. I sent Blitt a debt validation letter and never received a response. Since then it has been sold to Midland.
(btw--No, the statute of limitations has not run out-my last payment to Household was in April of 2004)
The Blatt, Hasenmiller Leibsker office (from all I have read here) has a bad rep for unethical practices.
I am leery to deal with them directly.I am prepared to send them a debt validation letter, but am concerned that they will in that time try suit me or get a judgment entered against me during the time they are to be trying to validate the debt.
THREE QUESTIONS
1) What are my best options?
2) Does anyone know a good attorney in Illinois who might be of help with this?
3) Will the request for debt validation only make this matter worse? One lawyer I called today who suggested sending them a letter with a payment offer/plan...he did not seem to think a debt validation letter was a good idea???
Thanks for reading this. Please reply if you can.
Those are the same attorney's that's filed suit and received a j
Those are the same attorney's that's filed suit and received a judgement against my husband last January. I don't know about a history of unethical practices with them, but I do know the CA before them used some "dirty tactics". But that's all in the past and doesn't matter now anyway. I can't answer your questions though. Just wanted to say, fight with all you have, I wish I'd found this site a year ago, and we wouldn't have just walked in and agreed to their judgement. Side note though, Blatt then gave the account back to it's CA, and they stopped the judgement, and even refunded the 1 payment they took. So.........I guess anything can happen.
Good Luck!!!
