SOL on Credit Cards in North Carolina...

Date: Thu, 02/01/2007 - 15:08

Submitted by natdust20
on Thu, 02/01/2007 - 15:08

Posts: 1345 Credits: [Donate]

Total Replies: 4

I understand that the SOL on cc's in NC is 3 years. In taking that to consideration, I have a charge off on my cr that NCO is trying to collect on. The last date of activity was 30 days late OCT.03. Would it be out of the SOL??

Did NCO get a judgment against you? You haven't done any pay

Did NCO get a judgment against you?

You haven't done any payment in the past three years. So, that makes it out of the SOL. Just notify the CA in your dispute letter about the expiry of SOL. If they take you to the court, show copy to the judge and the receipt when you sent the dispute letter. This case will go in your favor.

lrhall41

Submitted by mcranberra on Thu, 02/01/2007 - 15:37

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Is there anyway that you could help me write a dispute letter??

Is there anyway that you could help me write a dispute letter?? The original creditor is Capital One.

lrhall41

Submitted by natdust20 on Thu, 02/01/2007 - 15:44

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They haven't tried for a judgement and I haven't made a payment

They haven't tried for a judgement and I haven't made a payment since 2003...

lrhall41

Submitted by natdust20 on Thu, 02/01/2007 - 15:50

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They can continue to collect on it until it's paid. It doesn't m

They can continue to collect on it until it's paid. It doesn't matter about the SoL. When the SoL expires it just means that they can't sue you, not collect on the debt.

lrhall41

Submitted by FYI on Thu, 02/01/2007 - 15:55

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