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Paid a debt to collections but credito refuses to update!!

Date: Wed, 02/17/2010 - 19:04

Submitted by anonymous
on Wed, 02/17/2010 - 19:04

Posts: 202330 Credits: [Donate]

Total Replies: 3


I paid my debt to a collection agency which was written of by the original creditor sears. Even though they stated they were contacting me on behalf of sears and the Sears rep I spoke to before dealing with the collection agency said they were representing them so to speak, I should have verified it through another method but its too late now. I have paperwork showing they were collecting from me on behalf of Sears what else can I use to send to the credit bureau in dispute of this debt that I paid off?


Quote:

Originally Posted by Anonymous
I paid my debt to a collection agency which was written of by the original creditor sears. Even though they stated they were contacting me on behalf of sears and the Sears rep I spoke to before dealing with the collection agency said they were representing them so to speak, I should have verified it through another method but its too late now. I have paperwork showing they were collecting from me on behalf of Sears what else can I use to send to the credit bureau in dispute of this debt that I paid off?


Have you got it in writing from the collection agency that you have paid the debt off?

Have you paid the debt in full or settled? What is Sear's argument about not updating the information?


lrhall41

Submitted by SC on Wed, 02/17/2010 - 22:43

( Posts: 3937 | Credits: )


Quote:

Originally Posted by Anonymous
The collection agency mysteriously no longer has me in their system, I do have the original letters form the collectin agency along withthe records of my payments. Sears says the inofrmation is accurate


You may contact both the collection agency and the credit bureau to dispute the item on your report.


lrhall41

Submitted by SC on Fri, 03/26/2010 - 01:55

( Posts: 3937 | Credits: )