Midland Credit Management Inc listed on my credit report

After they sign for it,send a written dispute to the credit bureau staing that the account is incorrect,please investigate.

I have a collection from midland credit managment for $4187 dollars from pacific bell.that was recently reported in my credit report. Now we are in 2007 why are they just reporting it? they also told me that this account was back from 2002. by then i was a minor and never had any phone service in my name. Also another company has the same collection account. The other collection agency already removed it when i dispute it but mcm is saying that it is mine? what can i do?

Two months ago I submitted a request for debt validation from Miland Credit. I need to clear this debt within the next 3 months asap. I am currently in the process of purchasing a new home. There has been no response from Midland Credit at all. Does anyone know what I should do next?

You might try disputing the entry on your credit report, although that will take some time.

Thanks, Morningstar.
Do you think I should just pay the debt & be done with it in time for closing?
Thanks,
charlotte

I just received a letter of collections from MCM for a debt I have never had for a name similar to mine, but not one I have ever used. I called and told them the debt wasn't mine, they had the last 4 of my social, and they advised me to file a police report for fraud and send them a notarised affadavit with my sig. now, of course, i'm terrified to send them anything with my sig on it for fear they will do something nefarious with it.

this debt is not on my credit report. Should I treat this as idtheft? should i ignore it?

I have absolutely no idea what your leetter is about. I do not have any outstanding bills. Is this just a scam to try to get me to remit money to you? I repeat: I HAVE NO OUTSTANDING BILLS!

It is not my darn letter.You are squalling at the wrong people.This is a debt forum,not that useless Midland you are trying to reach.

I recieved a summons to court a couple of days ago. Midland is suing me for a little over 800$. They say I opened a acount with "Associates" and said I promised to make monthly payments as specified in the "charge agreement". They have a "exhibit" wich stated a old credit card I had but can't remember from who and they don't state who it was with. They only use the term "Associates". They go on to list my owed balance was 800$ on 4/30/01. I live in Illinois and the SOL is 5 years for "open acounts" and 10 years for "written contracts". I've been getting conflicting reports of what a credit card debt is. I've read from this website (sorry they won't let me past a lilink, webite sites the truth in lending aact saying ALL credit cards are open accounts) and many others that all credit cards are open accounts. While this website (illinois legal aide)
states that most bank credit cards are written contracts. I spoke very briefly to a over worked lawyer for non profit law firm that also said that credit cards are written contracts. So I'm a little confused. If it's a open account it's past the SOL but if it's written it's 10 years in my state.

This was my first CC and was only 18 or 19 at the time. I've lived with the black mark but relized that in a year or two the black marks I had on my credit report would be gone (it's been almost 7 years) so I just didn't deal with these scumbag deabt collectors. Now I guess I need to. I got my free credit report from one of the CB. Midland reported I owe them a little over 1000$. Date reported is 5/2007 and under type of account it reads Open. Date opened is N/A and just about everything else is as well. Except for the "High credit"

So are they trying to re-age this? What should I do? In the summons it doesn't mention if it is small claims court or not. How can I show the court this is a open account and is past the SOL? They state my final statement was on 4/30/01 and the amount. Should I file a motion for dicovery and ask for my past statements and what else? Should I do a DV even though it hasn't been 7 years and my court date is about 30 days away? How do I show that the Truth-in-Lending Act covers this credit card as a open account and not as a written contract. Can I use a credit report as evidence that it's a "open" account? Any type of help would be great. I'd like to be prepared for my court date in a month or so.

un-decided

can you provide me the name of the person you spoke with at ARS?

Can someone provide a phone number to midland credit management?

Can I still request request validation of debt if it has been more than 30 days since I received the first collection notice?

Thanks!

this midland company has been harassing me for six years and i just called them and the saleman said that i need to file an police report and there wasn't any thing they could do about the charge. what should i do ?

Ask Midland Credit to validate your debt account. They must follow the fdcpa laws and give you accurate information on your account before doing collections. Report them to your state attorney general's office for violating the laws and doing harassment.

I just received a letter--their wording "Settlement Opportunity". They are saying it is from my Capitol One Account. I do not, nor have I ever, had an account w/Capitol One. How do I find out if this is legite? I am very leery to give them any information or even to send a registered letter to dispute the debt (dont' trust them w/my signature). What is the best way to go about this? I'm going to check my credit report. I'm getting nervous that someone has stolen my identity.

There is a posting on my credit from Midland Credit Managment with an account open date of 3/25/2007. I haven't opened any new accounts.

Hi,
I have information on my credit report from midlane mangement say that I have a debt.I never heard of that company before.

As with a lot of other people on here I have something on my credit report from MCM. I ran my credit in Jan of this year and it wasnt on there, but i am currently trying to enlist in the US Air Force and the recruiter said there is an unpaid balance on my record and they have instructed me to take care of it before i can enlist. I had a Verizon Visa card years ago that I could no longer afford to pay and it shows as charged off on my report. I owed them a little over $4k. The amount MCM has listed that i owe is $5700. I have not been contacted by anyone in a long time (never by MCM) about any of this and not sure what i need to do. I am located in TX if anyone could help guide me it would be much appreciated!

I just received one as well and I am a collector by trade. An agency will submit to you a copy of what is owed and give you details so you can either pay it or dispute it when you write to them asking what this is for. Never do they ask you to send your documents first. Mine sounds like a scam where they are trying to get my account info etc.. because I have never owed mci communications any money -- in fact they had a scam before they went bankrupt a while back. And it is also funny how my neighbors all have received the same letter and never even had mci communications as they claim they owe in the letter. There are alot of scams out there trying any way to get your info or money and I am referring this to the attorney general and doing my own research. Because they actually at the time went belly up and owed me money and that was over 10 years ago when I even had them. Be very careful to give out any of your info.

My husband and I recently applied for a mortgage and the only thing in our way is MCM. This is one account listed several times on the report. The dates are different with the different CRAs. The account lists as open, even though the original creditor account was closed prior to having even 1 late payment. We stopped paying the original creditor (Household Finance Corp) when our balance was going up even though the account was closed and all payments were made as scheduled. We asked for account history or copies of statements which they could not produce. We believe the original debt was paid. HFC stopped collections and there was no immediate negative reported. A year or 2 later, we heard from a CA, asked for validation, which they couldn't produce and it went away. Then it came back with another CA. Same inquiry and result. Then Midland who "can't locate" us when I request validation even though contact info hasn't changed and then they list again as open with new date. How do I make it go away rather than just reappearing? Original creditor has no info. I have disputed with CRAs, but it comes off and then back as a new account. :roll:

It shows I am owing and I don't know whom it is for originally or if Midland is original creditor. I would like to find out and set payments to take care of the debt. I can be reached at 907-727-**** Phone number removed for your safety - Mike

I received a letter today from Midland. They are requesting payment for a Citibank debt. As far as I know, all my credit card debt from the past 20+ years is current or paid in full. Also, the name they sent this letter to was from when I was married to my first husband; that marriage ended in 1985! I am already working on requesting the information you suggest but is there anything else I should be aware of? I have not been legally known by this name in more than 22 years! Thanks.

Okay, so here is my scoop, I got a call in June from MCM indicating that I had a bill with them for a credit card in 2001 and they would settle with me for $440.00. I asked what the credit card was as I havent had a credit card since 1994 I believe it was. They gave me some name that I no longer remember. I assumed this was from a past Identity theft that I have been left paying for. This original identity theft began when I was but 14 years old. Had someone go to college on me, the whole works. I had to pay their student loan before I myself could go to college. So, at this point in my life 23 years into living with this identity theft, when the creditors call me, I pay, I gave up fighting it. At one point probably 10 plus years ago I went to get an ID card and none of the information or the picture matched me, so I called the police filed a report. Finally I had proof of the identity theft! This did me no good at all and I am still paying for previous identity theft. So when MCM called me I made payment arrangements. One payment of 100 dollars and one payment of 340 dollars. Then I got a call a week ago from MCM telling me that I have several thousand dollars in collections with them, from credit cards and that I even purchased my credit report using the card. I have only ever gotten the free annual credit report. I was shocked that whoever was stealing my identity 23 years ago apparently is still doing that and even made some payments on the credit card. Okay, so at this point in my life I just cant pay anymore of these bills that I didnt acquire. MCM of course wants more money from me and so does some other Arrow Financial management company. I just went and pulled my three free credit reports and Midland and Arrow are both saying that these are accounts opened in July of 2007. Even though these accounts were originally in 2001. I live in New Mexico but these were originally reported from when I lived in Alaska, so which SOL apply? New Mexico or Alaska?

Thankfully much of the negative stuff has fallen off my credit reports. But now with Arrow and Midland reporting these 2001 accounts as new and past due as of Jul 2007 I dont know what to do. I know I need to have them validate, but I need help writing a letter.

Report them to the BBB and you should get a quick resolution. They are bottom feeders and will not just remove your account because you have asked them to validate their claim. I just got my account removed..... after 3 years of dealing with this company. Trust me.... go straight to the BBB and FTC.

I sent a debt validation letter/request (I copied the letter posted in this thread) to MCM and they responded quickly w/ a transaction history, nothing else.

Is this enough to validate the debt or should I write them back and ask for the other validation/proof that I requested in my first letter to them?

Thanks!!!

Mike- what I did with another company that did this to me was, send them a copy of your first letter, along with another letter.

State they did not validate according to the first request and you are requesting this info. Keep copies of everything, send it cerified, return receipt, and go fromt here! I am still waiting- a year and a half later :lol: Good Luck..KAren

I AM WANTING TO KNOW THE BALANCE THAT IS LEFT ON MY ACCOUNT. IS THERE ANYWAY FOR SOMEONE TO DO THIS

Hi,
I had a card with Newport News some years back that went into collections. The debt was approx. $500-$600, however after they continued applying various charges it ended up being $1216. In 2004 Midland Credit sent me an offer to pay only 50% and it would be accepted at payment for the full balance, which I agreed to.

After speaking with a representative, I made an agreement to send two payments of $304 within a 30 day period. I sent the payments and asked for a letter from them indicating the account was paid in full, which they did 30 days after the checks cleared my account.

However, 1 year later I began to receive collection letters stating that I owe $608 (some said $631) and offered the same 50% agreement. I ignored them, however this year 2007 I received a court document indicating that Midland Credit (or FCNB, I'm not sure) had brought suit against me. Knowing that I paid this debt according to our agreement, I agreed to appear in court with my letter from them stating the debt was paid in full. After I contacted the court informing them I would appear, I received a call from the law firm representing Midland Credit. I explained to them the agreement that was made and also sent them a copy of the letter, which they requested. Within two days, I received a letter from that firm informing me that they cancelled the court date.

However, I am now receiving credit card offers from Jefferson Capital Systems, LLC regarding this same "so-called" debt with Midland Credit for the exact same account in the amount of $631, informing me that I have "an opportunity to satisfy this debt" and would then be allowed be qualified to receive a new Emblem MasterCard credit card.

I have not responded to them. Should I contact them or Midland Credit and how should I respond?

Please Help
Ann

I had a letter arrive to my home about a year ago. I called the number given and spoke with the gentleman. A debt to MCI was accrued and had my name on it. Funny thing is that I was not even on this continent (America) when it was made. I was serving in the Armed Forces ans stationed on Hawaii at the time. The gentleman was polite and expressed his dismay at how such an oversight could have happened.

Just yesterday I recieved a letter from CBCS who was acting on behalf of Midland. They want to make a settlement with me. I'll be doing the old copy an paste of the above letter and mailing it off to Midland today. Or should I be sending it to CBCS? CBCS only has a PO Box listed and I can not find a street address for them.

I'm angry, I'm upset and quite po'd at this. Luckily Midland has an office right down in San Diego. It would take a day for me to drive on down there... But it may be worth it.

Any help would be greeatly appreciated. Whom should I mail this leeter to? Midland or CBCS?

Regards,
Mr. Mistaken Identity

Mrs.G,

You said you owed Household and just stopped paying because the bill kept going up. Did you think the bill was just going to go away. They don't reward you for not paying your bills. Debtors like yourself have to pay interest on your debts just like any consumer in good standing. So you bill should go up. There is nothing to validate, you already acknowledged the debt belongs to you. Validation is only for cases of id theft or an account you never had. Not because you don't want to pay.

You were sent this letter because it is your responsibility to prove the debt is not yours. The company doesn't have to prove anything to you. If that was the case nobody would pay bills. Your the delinquent debtor, you've already demonstrated poor decision making and low integrity. what could the company possible sent to you to proof to you that you owe the debt? You already know you owe it your just trying to get out of it. Stop being stupid!


--------------------------------------------------------------------------------

well I sent my debt validation letter to Midland early in December, they recieved it on Dec. 9th. Now I received a letter from them dated Dec 13. This is what the letter says:
Dear ,
The purpose of this letter is to request your assistance so that we may reach a quick resolution to your dispute.

We are attempting to verify your dispute and it would be helpful to have a copy of any documentation you may have that proves your dispute. In the interim, we have requested that the three major consumer credit reporting agencies change the status of this account to "Disputed".*

Please mail or fax cancelled checks, paid letters, police reports, or any other documentation you may have to support your claim to 800-306-4443 Attention: Consumer Relations.

We can be reached at 800-825-8131 ext. 2980 should you have any further questions.

Please understand this communication is from a debt collector. This is an attempt to collect a debt. Any informatio will be used for that purpose.

Sincerely,
Consumer Relations
800-825-8131 ext 2980

*Your credit report will not be updated if the federal reporting period has expired.

So can anyone tell me what they are doing about my validation letter? Are they just fishing for information or what?

Thanks!

Oh my god, you retard, FYI - Hawaii is the United States and you can have MCI there. No wonder we are getting our butts kicked in this war the military is so dumb and disorientated you don't even know the you are in your own country. Please don't invade Alaska for it's oil next.

Remeber all thos collect calls from your loser friends and family you were getting while stationed in hawaii? Well guess what, they were using MCI. Since you accepted them collect than you have to pay the bill. I'm trying to be as simple as I can for you but it's truly difficult. Pay your bill



had a letter arrive to my home about a year ago. I called the number given and spoke with the gentleman. A debt to MCI was accrued and had my name on it. Funny thing is that I was not even on this continent (America) when it was made. I was serving in the Armed Forces ans stationed on Hawaii at the time. The gentleman was polite and expressed his dismay at how such an oversight could have happened.

Just yesterday I recieved a letter from CBCS who was acting on behalf of Midland. They want to make a settlement with me. I'll be doing the old copy an paste of the above letter and mailing it off to Midland today. Or should I be sending it to CBCS? CBCS only has a PO Box listed and I can not find a street address for them.

I'm angry, I'm upset and quite po'd at this. Luckily Midland has an office right down in San Diego. It would take a day for me to drive on down there... But it may be worth it.

Any help would be greeatly appreciated. Whom should I mail this leeter to? Midland or CBCS?

Regards,
Mr. Mistaken Identity

I got a letter from MCM about two months ago staing I had a Citibank caredit card I went into default over. HMMM I have NEVER HAD A CITI CARD IN MY LIFE. I knowe something was up. I mailed them back the letter with a note asking them to PROVE I owed the money and where they got such info.
Low and behold I got a letter in the mail today with a note stating they were taking the information off all the major credit reporting agencies!!!!!!!!!

Well back in the 1980s I sued a local credit agency for placing erroneous information on my credit file. I needed school loans and 8 backs rejected my applications. I brought in the denials along with a letter from the credit agencey stating the had placed ERRONEOUS information on my file. Guess what?? The judge ruled in my favor and they had to pay me!!!!

I am thinking with all these letters about this company perputrating fraud why don't we just start a class action lawsuit and shut them down for GOOD. I think I may take them to small claims court myself.
Thanks,
Elaine M. Dunn
New Hampshire

contact me please

GD,

Please take the time to read your replies before sending them. Where did I say that Hawaii was not a part of the U.S.A.? What I sais was that I was not on the same continent. Or did you fail geography? And for your information, I thank God every day for those servicemembers serving thier country on foriegn soil. They are doing as they are told to by the political party that YOU voted into office. And if you didn't vote you can have a tall cool glass of S.T.F.U..

I do not own a cell phone, never have and never will. While stationed in Hawaii I was deployed for the majority of the time. I was never home long enough to accepted a collect call.

Now... does anybody with anything intelligent to say have a responce? And GD, you keep telling everybody to pay the bill. Are you a collector lurking these boards?

v/r
Chief

Oh my god, you retard, FYI - Hawaii is the United States and you can have MCI there. No wonder we are getting our butts kicked in this war the military is so dumb and disorientated you don't even know the you are in your own country. Please don't invade Alaska for it's oil next.

Remeber all thos collect calls from your loser friends and family you were getting while stationed in hawaii? Well guess what, they were using MCI. Since you accepted them collect than you have to pay the bill. I'm trying to be as simple as I can for you but it's truly difficult. Pay your bill



had a letter arrive to my home about a year ago. I called the number given and spoke with the gentleman. A debt to MCI was accrued and had my name on it. Funny thing is that I was not even on this continent (America) when it was made. I was serving in the Armed Forces ans stationed on Hawaii at the time. The gentleman was polite and expressed his dismay at how such an oversight could have happened.

Just yesterday I recieved a letter from CBCS who was acting on behalf of Midland. They want to make a settlement with me. I'll be doing the old copy an paste of the above letter and mailing it off to Midland today. Or should I be sending it to CBCS? CBCS only has a PO Box listed and I can not find a street address for them.

I'm angry, I'm upset and quite po'd at this. Luckily Midland has an office right down in San Diego. It would take a day for me to drive on down there... But it may be worth it.

Any help would be greeatly appreciated. Whom should I mail this leeter to? Midland or CBCS?

Regards,
Mr. Mistaken Identity

I almost forgot. I mailed and recieved a reciept from the CA. Now the letter that I sent to Midland was sent back with "RED" printed on it. Does anybody have a legit address for Midland?

Thank you all in advance. And GD, I appologize for what I said. It has been a hectic day here and snapping at you was the wrong thing to do.

I have 2 accounts from midland credit showing up on my credit report. and i do not know what they are. how do i find that out. to know if they are mine or not. I have never heard of this company before

back in 2002 i signed up with a long distance company and TOLD THE COMPANY THAT THE BILL WAS TO BE SENT TO ME AND NOT THE PERSON THAT WAS LISTED AS THE OWNER OF THE PHONE NUMBER (MY DAUGHTER). THEY TOLD ME THAT THEY WOULD AND THEY DIDN'T AND ALSO mislead me bout their long distance service to international countries and that the fee would be the same as calling in the usa. the bills total over a 1000 dollars. well that long distance company has turned the acct over to midland collection.
back in around april of this year i called the company and was told by one of their representatives that they would accept bout 60% of the orginial dept in full and close the acct. i told them that i would have to make the arrangements to pay this and they told me to call back to confirm the amount.

i have called the company several times and have also sent them faxes to the woman in charge of the account asking that they send me the required papers and the amount agreed upon to pay so that the payment could be made BUT NO ONE SENT ME THE CONFIRMATION PAPERS.

instead they keep sending a bill for the full amount. i have also ask that they help to setup payment arrangements and they refused to do so.

i would like to know what i can do to get this settled.

thank you
rose

i would like to know what i can do bout a company that has refused to setup payment arrangements to pay at debt to them

thanks
rose from va

I have received a letter from Midlan Credit Management for an amount that 2 months ago was at $897.56. Now it is at $1,495.94 How can this be? The initial bill due was $400. What can I do about this? Can they charge me this much money for a $400 bill?

I recently received a so-called "settlement opportunity" from MCM on an account from Citibank USA. I called Citibank, provided the account number and my SSN to verify the validity and they have no record of such an account. My next step will be to contact MCM in writing and I would like to use the letter posted on Nov 16 for "RM" as my baseline to request the information from this hack organization. As two years have gone by since that letter was drafted does it still apply today or have elements of the Fair Debt Collections Act changed. Thank you in advance for any insite you can provide.

Hi,
Got a call last night from mcm demanding payment for a verizon cell phone that I had a few years back that was lost. I called verizon requested that the cell phone be switch off or whatever they do so that no calls could be made. I received a $600 bill about a week or so later with all these calls on my bill. i disputed the amount. Verizon said all I would have to pay would be the last month bll and the cancellation fee which was around $250. But my circumstances change and my Visa expired so I went back to the UK. Thinking that i would not be back in America again. But I came back almost a year later. I had forgot about the bill. Any documentation was threw away when I 1st left. since i came back i have gotten married and am about to become a father. anyway MCM called me last night sayin the bill is now over $1000. What can I do?

Hi Wayne, welcome to the forum. First of all u need to send them a debt validation letter which u can find in the do it yourself section of this forum. Make sure to change it to fit ur situation and send it return reciept requested.
That's your start, i'd also send a cease and desist letter in with ur debt validation.
Hope this helps u some,
Ang

(This is my third try to post this... Third time is a charm?)

They can and do violate the laws. I'm getting harrassing calls from Midland MCM while they are trying to find someone who used to have my home phone number over 10 years ago. They have now tied my personal cell phone number to their account and have repeatedly called it even after I tell them that they have got a wrong number and explained the whole thing to them. (They've called me 3 times so far. Fri, Mon, and Tues.) Each time I have told them who I am and have asked them to stop calling me.

Here's an excerpt of my last phone call: (At the end of this call, I'm starting to get a little PO'd)

Tuesday morning at 9:18AM : My cell phone rings, so I answer it. They ask for "Richard". I tell them to "wait a minute", (while I went to get something to write with and a piece of paper), and then I asked "Who was calling."

He said: "Is this Richard?"
I said again: "Who is calling".

At that time he said his name was "Chris from Midland MCM", and asked again if he was talking with Richard. (You could tell from the accent that the "Chris" was from India, and I'D bet that his real name isn't Chris.)

I told him that I am ***** ********, and this is the third time that you guys have called me asking for Richard *********.

Anyway, he snapped back at me: "Why didn't you tell me that you were not Richard?" "Are you deaf or something?" "I was asking for Richard".

I said: "I told your (f---ing) company the past two times that they have a wrong number and to quit calling my cell phone but it didn't make a difference because you keep on calling." I then asked for the manager or a phone number to call him back with. (As you can tell, I was getting a little upset at this guy for not only acting like an ass, but I realized that he's eating up my minutes on my cell phone.)

He said that I could not talk with the manager and that I should use the number on my caller ID to call him back with.

I told him that the caller ID on my cell phone didn't list his number. (Evidently his company is blocking the outgoing number)

He said: "You don't have my number?"

I said: "No"

He said: "Well then I'll call you back tomorrow" and hung up on me.


I was literally furious at that moment in time and ready to kick someone's butt. For the most part I am very patient and laid back type of guy, but the disrespect that "Chris" from "Midland MCM" showed to me this morning has me wanting to seek damages. :evil:

I don't know. I thought the burden of Validation was their responsibility, not yours. Isn't this correct?? Anyone know?

Without a letter of intent, my payroll has been deducted 25%. I had established payment 6 month payment plan with midland in 2006. It 2007 and not one phone call, nor letter have I received concerning payroll deduction.
This web site of concerns was a great light into what I should do to clear this issue. Since it is the weekend and I am teaching classes until 4pm, the worry over the weekend after reviewing this site will not be too bad. The addresses, and phone numbers listed will be the first things I use on Monday morning to clear this issue. Not once have they offer a settlement before garnishment. What have they done with the payment received in 2006? The $1,000 settlement offer should have come to pay for interest. Since the card was only 600.00 before apr and late fees and now attorney fees and court cost and God Know what who else I'm paying.

i recently started recieving phone calls from Enhanced Recovery Corporation, stating i owed them money,naive that i am when they asked for my DOB my SSN and my address i gave it to them. when they started asking for my employment is when i started asking questions about the matter of the phone call and asked for info in writing, at first they refused and asked for financial info! I told them i had no bank account they said I was lying and demanded i gave them the info, when i didn't he passed the phone over to his "supervisor" who was even more aggressive. I checked my credit report and come to find midland credit management for the same amount owed, but not Enhanced Recovery Corporation on my report. i have never heard of either. and my credit score has dropped about 80 points in the last 2 weeks. i was hoping to buy my first home and now with my credit score being reduced i dont see it happening in the near future, what do i do.

Hi Krystal

You have to send a validation letter to midland credit management notifying them that under FCRA they have to validate the debt and if they do not respond to your letter then you will be forced to take legal actions against them.

You can also send a dispute letter to the CRA and enclose all the copies of the documents that support your position.

You can go through the sample letters http://community.debtcc.com/letters/index.html

take care
Nelly

These guys are annoying, I recently put in a phone line. I had to put it under a friends name who unfortunately had debts to pay and one day later, these guys are calling me early morning, late evening, saturdays, sundays. I have never given this number out to anybody. Crazy I tell ya. I told them he doesn't reside here, yet they constantly call. One guys even thought I was him !!!

Send them a cease communications letter, state that the person does not reside there and that you wish to have no communications with them via telephone nor written. Send it certified mail, return receipt requested. Save the signature card you get back as it will be your proof that they had received it.