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Who to cut the check to - something doesn't seem right !

Date: Fri, 04/24/2009 - 07:54

Submitted by anonymous
on Fri, 04/24/2009 - 07:54

Posts: 202330 Credits: [Donate]

Total Replies: 4


I have recieved a settlement offer from a CA who has purchased the debt (????) from the OC. I have neigotiated this and its a good deal.
the problem is why would they want the check made to the OC if they have purchased the debt?
This debt is from 2005 and the OC never filed on my report but this CA has and I don't want after i settle the OC to file a report. Is this possible for the OC to due this.
The CA has agreed to remove there report from my CR in writing but i am concerned about the OC.
I didn't validate as I was looking to get it over with quickly. (small amount)

A little help would be apprieciated !

Wildwoodsmen


You should always make the check out to the name of the creditor. Because if they are legit all they are going to do is remit the money to their client. If they dont accept the check with the original creditors name on it, then it is possible they pruchased the debt. I would call the original creditor and see if you can pay them. 9 times out of 10 you can.


lrhall41

Submitted by on Fri, 04/24/2009 - 09:22

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Sounds like good info to me and I am not experiienced with this at all. But if your own the debt you would want it paid to you not the company you purchased it from.

I just had Capital Managment contact me and they want to settle with me asap. But they want the check made to them, again I don't understand this.
I'm not sending anything until I talk to someone a Arrow and then it will have to be as close to my terms as possible.
Thank you


lrhall41

Submitted by on Fri, 04/24/2009 - 11:36

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