debt unpaid

What state was the loan originated in? Yes, they can come after you in another country.

from PA... I believe the SOL has expired. The other thing is that the loan/collection agency has no information about me except my name, DOB and work phone number.

STATE: PENNSYLVANIA
INTEREST RATE

Legal: 6%
Judgment: 6%
STATUTE OF LIMITATIONS (IN YEARS)

Open Acct.: 4
Written Contract: 4
Domestic Judgment: 5 (writ of revival within 5 yrs.)
Foreign Judgment: 4
-Lien against real estate: 5 yrs.
-Personal property Ex: 20 yrs.
BAD CHECK LAWS (CIVIL PENALTY)
After demand and judgment triple damages in amount equal to $1 00 or 3 times the check amount whichever is greater up to $500.

GENERAL GARNISHMENT EXEMPTIONS
100%of wages, certain pensions, retirement accounts & Keogh plan under certain circumstances, and $300.

COLLECTION AGENCY BOND & LICENSE

Bond: No
License: No
Fee: No


So they are just calling? No letter from them?

just calling... no letter. Again this is the first I hear from them in like 7 years.

no letter, just calling. again been 7 years since I have heard from them.

They can continue to collect on a debt until it is paid even if they can't sue you for it.

Has anyone been able to clear up the account they have with Citi card collections - it is now 9:35 where I am and they have called 2 times in the last 30 minutes - I wrote them a letter stating that I am on a payment plan for one card and I owe them 74.76 on the other one - but they won't listen - how can this company be so big and don't have any idea that they are missing out on getting paid - because I want to pay them - just payment arrangements with lower apr - I wish we could get a spokesperson from their company on this site?