Debt passed the Statute of Limitations
Date: Wed, 07/31/2013 - 07:11
What can I do with collection agencies that say they bought my loan from original debtor but is passed the statute of limitations?
One was a car loan that they repossessed and sold but said I still owed $6000 at the time. I contacted the company by certified mail with what I could do at the time never heard back from them. That was in 2007. Now I have a collection company calling me and they said they are trying to collect the debt of $10,000 from a different company that I have never heard of who is suppose to own my loan now.
The other loan is originally from Dell but a they supposedly sold the loan to another company. I have asked Dell for the original paperwork and for proof of the sale but I have received nothing from them and I asked for proof from the people that keep calling me, they said they do not have to provide me with a bill of sales of my loan.
Both of these are passed the 3 year statute of limitations for SC. What should I do because they continue calling me?
One was a car loan that they repossessed and sold but said I still owed $6000 at the time. I contacted the company by certified mail with what I could do at the time never heard back from them. That was in 2007. Now I have a collection company calling me and they said they are trying to collect the debt of $10,000 from a different company that I have never heard of who is suppose to own my loan now.
The other loan is originally from Dell but a they supposedly sold the loan to another company. I have asked Dell for the original paperwork and for proof of the sale but I have received nothing from them and I asked for proof from the people that keep calling me, they said they do not have to provide me with a bill of sales of my loan.
Both of these are passed the 3 year statute of limitations for SC. What should I do because they continue calling me?
No
They just keep calling and ask what I am planning on doing to get rid of debt. I keep telling them I want proof. We just keep going round and round. They will give up for a couple weeks and then start calling again.
They are scammers mate and
They are scammers mate and are just trying to collect money from you by doing illegal tactics. Don’t share any personal information with them and file a complaint against them to the SAG or FTC immediately.