I have asked Asset Acceptance (via certified letter) to prove that I owe a debt that they claim that I owe and they have not been able to prove anything. IÃ¢â‚¬â„¢m at a roadblock IÃ¢â‚¬â„¢m not sure what to do next. IÃ¢â‚¬â„¢ve given them a 30 day deadline to provide proof. How do I get this off of my credit report? IÃ¢â‚¬â„¢ve been searching your templates for an idea the last letter I used was from your website which has been SO helpful!!!! But IÃ¢â‚¬â„¢m stuck. How do I get these people to go away for good this time! They havenÃ¢â‚¬â„¢t a leg to stand on! I guess I need the legal words to get them off my back! Help!! Please!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.