Debt Verification Letter for debt I do not owe?
Date: Mon, 03/15/2010 - 12:47
hello,
here is my situation:
about 3 years ago a contractor was hired to perform remodeling work on my house. the contractor was doing work that was sub-standard and he was fired about 6 months into the project. despite his substandard work, I have paid him 100% of what was owed for the work performed and we amicably parted ways.
last week I received a collection letter from a California collection agency (I live in IL) that I owe on some debt to the contractor mentioned above in excess of $15k. I was floored. this was the 1st time I have even heard of this. I have never received any letter/call from the contractor that I owe him anything (he was paid in FULL after all !) nor did he ever take any action against my property (filing a lien, etc) - in all, this is the 1st time me hearing about this.
problem is that now I have to deal this BS. I did check all my credit reports today and this collection is not on them (yet).
my questions are:
(1) are there any sample letters that I can send for debt verification (proof) that would be tailored to my situation?
(2) should I consult an attorney? if so, does anyone know of a reputable firm/attorney in IL that I can contact?
any information would be be appreciated.
thank you, LS
here is my situation:
about 3 years ago a contractor was hired to perform remodeling work on my house. the contractor was doing work that was sub-standard and he was fired about 6 months into the project. despite his substandard work, I have paid him 100% of what was owed for the work performed and we amicably parted ways.
last week I received a collection letter from a California collection agency (I live in IL) that I owe on some debt to the contractor mentioned above in excess of $15k. I was floored. this was the 1st time I have even heard of this. I have never received any letter/call from the contractor that I owe him anything (he was paid in FULL after all !) nor did he ever take any action against my property (filing a lien, etc) - in all, this is the 1st time me hearing about this.
problem is that now I have to deal this BS. I did check all my credit reports today and this collection is not on them (yet).
my questions are:
(1) are there any sample letters that I can send for debt verification (proof) that would be tailored to my situation?
(2) should I consult an attorney? if so, does anyone know of a reputable firm/attorney in IL that I can contact?
any information would be be appreciated.
thank you, LS
Did you pay him for the work owed or what the contract stated?
Did you pay him for the work owed or what the contract stated? Did you fire him in writing and get written documentation?
he was paid all that was owed
the original contract was a large amount, but when he got fired he did get paid for all the work done. again, there was never any disagreement about any payments at all and he was paid for what he asked for and was entitled to. after the termination, I sent him a letter notifying him that he has been fired.
