Discover
Date: Tue, 01/19/2010 - 09:08
We have a card with Discover that we have not paid anything on in about a year, due to my husband being in and out of work and me having to switch jobs due to company lay off(and huge decrease in my salary). I was summoned to court back in the fall and we worked off a payoff by end of Jan, 2010. We had a project back up a few months to Feb/March, so now we will not have the full amount to pay it off. We do have about half of the 8900. In the meantime, they no longer use Mann Brakken and we tried to call them to work something out and tel# is disconnected. The settlement offered was $8900 and our balance was $12,000. We just received a letter from another lawyer/collections agency in Al, so I am not sure if they will send a court summons or what yet.
We have worked out other settlements with other cards for less than half of what we owed. Do you have any other ideas of how to get them to work with us? The last thing I was told is that we can no longer do payments only a payoff.
We have worked out other settlements with other cards for less than half of what we owed. Do you have any other ideas of how to get them to work with us? The last thing I was told is that we can no longer do payments only a payoff.
Was it an outside the court settlement? Not all collection age
Was it an outside the court settlement?
Not all collection agency would work in the same manner. If you have defaulted on an outside the court settlement, they might have a fair chance of winning a judement if they sue you.
