Discovercard Nonsense
Date: Fri, 01/09/2009 - 12:20
This is a nightmare that started in 2004 when I questioned an unrecognized charge off on the CRA. I called and learned that the account was opened in 1999 through a mail solicitation postcard in my name but it went to an address I no longer lived at. I sent DV CMRRR and it was disregarded. I sent 50 letters between Jan 2004 and Feb 2006 (several CMRRR). In Feb 2006 I get a letter stating they told the CRA's to delete the trade line as it is unverifiable.
The account was sold to a junk debt buyer and I was harassed throughout 2007. They even sent a guy to initimidate me and the police locked him up and he lost his private eye license/firearm permit. The judge wouldn't take action on Discover because the guy bought the debt to collect and was not an employee of Discover.
Now this is re-aged on the CRA to reflect C/O and they sent a letter indicating they have told the CRA's I fabricated their 2006 document.
What recourse would you recommend to get this off the CRA. I can't find an attorney who is willing to touch this one. I sent my documents to one attorney and she said she was initiating a suit and even sent them a threatening letter but doesn't want to follow through with the threat.
The account was sold to a junk debt buyer and I was harassed throughout 2007. They even sent a guy to initimidate me and the police locked him up and he lost his private eye license/firearm permit. The judge wouldn't take action on Discover because the guy bought the debt to collect and was not an employee of Discover.
Now this is re-aged on the CRA to reflect C/O and they sent a letter indicating they have told the CRA's I fabricated their 2006 document.
What recourse would you recommend to get this off the CRA. I can't find an attorney who is willing to touch this one. I sent my documents to one attorney and she said she was initiating a suit and even sent them a threatening letter but doesn't want to follow through with the threat.
Try to find another attorney that specializes in FCRA violations
Try to find another attorney that specializes in FCRA violations. They are out there. I have one in Florida if you should live here.