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Discovercard Nonsense

Date: Fri, 01/09/2009 - 12:20

Submitted by anonymous
on Fri, 01/09/2009 - 12:20

Posts: 202330 Credits: [Donate]

Total Replies: 1


This is a nightmare that started in 2004 when I questioned an unrecognized charge off on the CRA. I called and learned that the account was opened in 1999 through a mail solicitation postcard in my name but it went to an address I no longer lived at. I sent DV CMRRR and it was disregarded. I sent 50 letters between Jan 2004 and Feb 2006 (several CMRRR). In Feb 2006 I get a letter stating they told the CRA's to delete the trade line as it is unverifiable.

The account was sold to a junk debt buyer and I was harassed throughout 2007. They even sent a guy to initimidate me and the police locked him up and he lost his private eye license/firearm permit. The judge wouldn't take action on Discover because the guy bought the debt to collect and was not an employee of Discover.

Now this is re-aged on the CRA to reflect C/O and they sent a letter indicating they have told the CRA's I fabricated their 2006 document.

What recourse would you recommend to get this off the CRA. I can't find an attorney who is willing to touch this one. I sent my documents to one attorney and she said she was initiating a suit and even sent them a threatening letter but doesn't want to follow through with the threat.