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Discovery question

Date: Wed, 05/06/2009 - 09:18

Submitted by IPoured
on Wed, 05/06/2009 - 09:18

Posts: 223 Credits: [Donate]

Total Replies: 8


In reference to a suit against me for cc debt, at my pre-trial conference I requested discovery for the plaintiff to produce an original signed contract or agreement as well as a credit card statement from the original creditor showing that I agreed to and used the account. I received nothing back from the plaintiff except a very generic looking account statement (statement says it was prepared by a different collection agency based on the furnished buisness records from the original creditor). This statement does have all of the information that is contained in the complaint against me.

This isn't what I requested through discovery. Is this kind of statement going to be allowed to be used against me at trial? shouldn't something have to come directly from the origianl creditor?


No sworn affidavit with the account statement. All motions are verbal in my court room so I could verbally motion to compell the document at trial (I think) I will have to read up on that one in my court room rules. Thanks Nascar.

p.s. guest and others please don't ever feel like you are being blown off, sometimes it just takes a while for questions to get answered. There are so many. Keep trying, don't give up, and the right person may come along to answer for you.

:)


lrhall41

Submitted by IPoured on Wed, 05/06/2009 - 13:23

( Posts: 223 | Credits: )


nascar is on the money--that is NOT acceptable validation. If you need to, you can reference section 809 of the FDCPA to back you up. It clearly states that proper validation of a debt must come from the original creditor, not from any collection agency and not "in-house". If they still cannot produce this documentation even with a motion to compel discovery, then you should motion for dismissal with prejudice, since the plaintiff has not met the required burden of proof.


lrhall41

Submitted by on Wed, 05/06/2009 - 14:32

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aahh, I will reference 809. TY! I need all the reference i can find. I hope this isn't a dumb question...but, what exactly does it mean when you motion to compel discovery. Does it just mean that you compel because it is not a part of requested discovery? or Does it mean that you object to it and you need to reference a legal reason why you compel? If I motion to compel is the judge going to reschedule the trial so allow more time for plaintiff to come up with requested discovery?


lrhall41

Submitted by IPoured on Wed, 05/06/2009 - 15:23

( Posts: 223 | Credits: )