Dish Network????

Did you have your past payments set up on an automatic payment withdraw from your checking account, or had you just paid them online in the past before?

I had just paid them by phone once, with my bank account. I did not have any type of payment plan.

Dispute the withdrawl as an unauthorized transaction with your bank. They should be able to recover your money. I would also contact Dish Network and find out why they did it. If you owe a final bill or something it might be easier if you just paid it. It probably isn't exactly legal that the transaction wasn't approved but unless a lot of complaints are filed againt Dish Network for doing similar activities then nothing will ever come out of it.