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Help with settlement offer

Date: Sun, 05/15/2011 - 12:33

Submitted by anonymous
on Sun, 05/15/2011 - 12:33

Posts: 202330 Credits: [Donate]

Total Replies: 3


Should I take the 1st offer from a C/A?

I've been making payments for 5 months and now they want to settle for 55% of the orignal balance.... They are not taking into account of the payments made either!! If i do not settle, they told me that it would be turned over to the attorney to seek further action as permited by law.

Law firm of Ed Overcash representing Cach, LLC

Thanks for any advice or help...


They should have taken into account of the payments you have made in the last few months. Anyway, you may settle the debt since the offer is not bad. It is better to settle the debt before the account is turned over to a lawyer. Before making any settlement, draw up a written agreement and read through it before signing.


lrhall41

Submitted by Good Nelly on Sun, 05/15/2011 - 21:21

( Posts: 2846 | Credits: )


Thanks for your help guys.
Here is the letter they have sent me.

[FONT=Times-Roman][LEFT]Creditor: CACH, LLC
Original Creditor: BANK OF AMERICA
Amount Due: $5,255.63
Our Account #:
Original Account #:


Dear ,

This letter will confirm that this office and our client have extended an offer of settlement in the amount of $2,581.12.

Our client and I are willing to accept the settlement for the account with the following provisions;the settlement payment of $2,581.12 must be received by our office no
later than May 27, 2011.

Once settlement in full is received, the account will be closed as settled in full.[/LEFT]
If you have any questions, please call 864-298-1130
[/FONT]


lrhall41

Submitted by anonymous on Tue, 05/17/2011 - 04:01

( Posts: 202330 | Credits: )