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Has anyone got a call from Greystone Alliance collection agency?

Submitted by on Thu, 03/12/2009 - 09:07
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Hey Guys....I have been reading this site for the past 3 years. This is the first time I have ever posted. The material on here as really helped me manage my debt and at one time I was in the payday loan trap.

Just curious....

I had a collection agency call me that I have never heard of today. The gentleman identified himself as Christian Lafferty(I'm not sure of the spelling) said he was calling regarding a legal matter and it would be in my best interest to contact him ASAP. The number he left was 716-218-4832. The number that showed up on caller id was 716-218-4899. When I call back, some gentleman answered the phone just by speaking his name and that was it. When I get to Christian finally he tells me that he is collecting on a payday loan from 3 years ago to Global Payday. It was way into the conversation that I finally found out the company name....Greystone Alliance collection agency, physical address 255 Great Arrow Ave, Ste 15, Buffalo, NY. I do some research and find that this is the same location that Elite Recovery opperated out of.
Also, it was at the end of the call before he identified that he was a debt collector and any information received would be used to collect a debt.

I'm just curious.....
I haven't received anything in the mail yet. He said they just got the debt today. Is this a violation of the FDCPA to call before I receive anything in writing?

Also, I don't even remember if I paid this debt or not.

Has anyone else out there every heard of this company? Will greystone alliance sue me if I don't pay money to them?

I'm sorry for the long post but it just threw me off. Any info would be greatly appreciated.


# 16 is a total idiot, first of all moran they cannot, i repeat cannot ever , ever ,call your relatives or work and mention one word that you owe any money, it's against the fair debt act , look it up genius, don't listen to this ah you have way more rights then this total looser wants you to believe, he probably works for a collection agency . T you can sue them in court if you can prove they ever mentioned anything to anyone about your debt, real or fake., look it up you idiot , you are giving false information. Good lu


Submitted by on Thu, 12/09/2010 - 17:53

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In August of 2009 I was alerted by TrueCredit that someone named "GreyStone" had made an inquiry on my credit report. They next day I got a call from them. I was able to figure out that they were attempting to collect on an old debt from 8+ years prior.

I sent them a letter telling them not to call me and to only communicate with me via written correspondence.

Long story short, I never heard from them again.

Collection agencies work on a numbers/volume. It's not profitable for them to chase one debt for too long. They make the initial call, see if they can scare you into paying, if not, they move. Of course, if it had been a newer debt, they probably would have been a bit more persistent.;)


Submitted by on Fri, 01/14/2011 - 15:57

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Someone call


Submitted by on Thu, 02/03/2011 - 11:08

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Someone call


Submitted by on Thu, 02/03/2011 - 11:17

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To the moderator making pejorative references to my home area, just because there are a lot of debt recovery agencies here. There would not be so many,if people paid there bills. How does it make someone a scummy,wretched villain just by doing their job to recover legitimate debts? I have worked in debt recovery for almost five years,and am unfailingly polite and professional. Doing my job does not make me a bad person. The impolite,foul-mouthed people who have no interest in settling their legitimate debts are the ones with the glaring,obvious disregard for their obligations. If someone borrows money,and you ask them to take of the debt they created for themself,who is really in the 'wrong'? The person who owes the money,not the person doing their job. If people paid their obligations,the job simply would not exist.


Submitted by on Sat, 02/05/2011 - 13:24

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There are collection agencies that obtain old credit reports illegally. The debts they are calling you about are a) owned by another collection agency and you paying the debt isn't SATISFYING the debt; b) old debts that aren't even on your credit report anymore; c) never existed. The best thing to do is ask them what debt they are collecting and then immediately check your credit report to see if they ARE IN FACT the person who owns the debt. My grandma was being harrassed and said SHE was legally responsible for my debt and that if she didn't pay, they would sue her. NOBODY can sue your relatives and it IS harrassment. Look, I'm all for paying off creditors, but it is OUR job to make sure we are paying the CORRECT creditors. This company said I owed $300 from an old wells fargo loan. SOOOO, I paid it. Guess what, I checked my credit report and wells fargo sold the debt to Calvary Portfolio and I still OWED it!!! These people are frauds! If ANYONE tells you that you owe them money, ask them: 1) from what company? 2) how much? and then ask them for their address so you can send them a VOD letter (verification of debt). I guarantee you they will hang up on you or you will get the run around because they CAN'T verify this debt because they don't OWN the debt!!!! It bothers me when I read these posts that say: Just settle with them and improve your credit, why is it you people complain about your debts? OMG people!!! NOBODY is on YOUR side. It's up to YOU to do your own investigations and be sure you are paying the correct person for the debt you owe. NEVER just PAY someone on the phone because they say you owe them. That is ludicrus and naive. I'm out $300 dollars now because I just paid the debt. NEVER, EVER do that. Always ask them what company they are representing (where the debt originating from) and how much you owe them and again, ask them for their address so you can send them a VOD letter. IF they are real, and they do OWN the debt, they will give you ALL this information, without hesitation, AND they will be able to send you verification of the debt. DO NOT ACCEPT THIS IN AN EMAIL OR BY FAX!!!! By law, you must MAIL them a letter, they must provide you with a mailing address and they must mail you copies of all documents.


Submitted by on Thu, 02/17/2011 - 17:10

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We have been receiving numerous telephone calls from Greystone Alliance. They say they are trying to contact my husband's brother. His brother died 15 years ago and he never lived at this address. We have told them numerous times that he passed away but they continue to call. They will not tell us what the matter is about, just that something has come across their desk. They still call at least every other day. Does anyone know how to stop this?


Submitted by on Tue, 03/15/2011 - 11:49

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#57, Im with you on this. If people paid what they owe they wouldn't have to get calls. When a debtor calls a collector a name, they should really look in the mirror because they our calling them self names. Sorry you are mad at your self for not paying the money that you borrowed and collectors have to call you to pay your bill!!!
And for everyone telling other's what to do and the law's, make sure you know the laws before to try to quote them. There are a few things that are correct, but most of them are incorrect!

#50 Really if you can't take care of your self and have to depend on everyone self to support you, including tax payers how are you gonna take care of a baby? Just saying


Submitted by on Mon, 03/21/2011 - 14:13

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#61 Take it else where!! If your so concerned about people not paying bills, then I would be more concerned with working for a company that is run by con artists, thiefs and drug addicts. NO ONE tells anyone not to be a "LEGITIMATE" debt, just NOT to pay anyone unless they ACT rationally, responsibly and without threats that are illegal. A reputable company DOES NOT make illegal statements nor call people that are not legally allowed to do so. I truly hope your mama is proud of the big bad baby she raised-a bully that is a thief and a liar and either a drug addict or in this country illegally. A decent human being would NEVER take a job working for a scum collector-at least not a person that has any self respect for themselves.


Submitted by on Mon, 03/21/2011 - 14:53

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#61 is the biggest idiot i have ever seen on this here forum(and that's saying something).as far as agreeing with #57 if losers like you didn't scam people out of money this country wouldn't be in the shape it's in now.i wonder how many mortgage payments,car payments,cc payments got missed because criminals like #61,and#57 got their ill gotten blood money.so take the PAY YOUR BILLS losers and stick it!!!!!!!!!!!!!!!!!


Submitted by paulmergel on Tue, 03/22/2011 - 06:56

paulmergel

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If the debt is more then 5 years old it proabaly no good anymore check your state laws. Also if they call your relatives more than once they can sue them for $1000 under FDCPA and any state laws where you live. Also can be sued under the telephone consumer protection act if you have no prior business with them and are on the do not call list, $500 per call, or they are calling your cell phone and you did not give them permission to call your cell phone.


Submitted by on Thu, 04/21/2011 - 11:11

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Debt collectors don't have to abide by the do not call list..that list is for telemarketers. It is true that they can only call others one time in a effort to find the person, though they may not disclose anything about the debt, or that there even IS a debt.

Where did you get the $500 if they call with a prerecorded message? I would like to look over that statute.


Submitted by goldenbast on Fri, 04/22/2011 - 07:28

goldenbast

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yes they are a collection agency for bank of america. it the numbers are real and so are they yes you can be taken to court are make a deal with them dont think they are not . they are serious and i would get a hold of them are your bill keeps going higher


Submitted by on Fri, 05/20/2011 - 23:09

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I was recently contacted by Greystone Alliance Collection Agency. They said they were handling my Wells Fargo loan which was terribly delinquent (which it is). First, I checked the BBB website. They are not accredited. So I went to the source: I called Wells Fargo and told them I was contacted by a collection agency, and asked them the name of the company THEY HAD TURNED MY ACCOUNT OVER TO. I was given the name and the phone number. It was NOT Greystone, but upon calling them, they CONFIRMED that they had "sold" or "passed along" (not sure of the correct term) the account to Greystone. Through this process, I was able to verify that I was giving my money to the people who were responsible for my account. I am making monthly payments now and working towards settling this debt. This would be my advice for anyone unsure of the company who has contacted them.


Submitted by mp2011 on Wed, 08/03/2011 - 09:26

mp2011

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i dob't condone your course at all.it is up to whoever is attempting to collect.so you suggest jumping through a bunch of hoops and just because a place owns the debt doesn't mean they are entitled to collect on it.plus you never gave details on how you were contacted.if it was by letter the proper thing was to send them a DV(debt validation)letter certified mail return receipt.if it was by phone you demand something in writing first.bottomline you are paying a bottomfeeder and chances are good another such place will be calling on this again.so to close i wouldn't do so much as it is up to the bottomfeeder to the work to prove the debt not yours.


Submitted by paulmergel on Wed, 08/03/2011 - 11:46

paulmergel

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I don't owe anybody anything. I am debt free. However, Greystone still calls me, as do some others. Even when I tell them I do not know the person they are calling for and to stop calling me. They just continue to call back, and get ruder and more threatening. So what is you're whole point to your post? You must be one of the rude, obnoxious and threatening people who make these calls.


Submitted by tangooneenterprises on Thu, 10/27/2011 - 04:24

tangooneenterprises

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The DNCR, is for both Telemarketers and debt collectors. Although a lot of the FDCPA also covers the same things the DNCR does. Another note, it is illegal for a telemarketer and a debt collector to call you on a cell phone, even if the cell phone is not on the DNCR, it is still illegal for them to call you on a cell phone......


Submitted by tangooneenterprises on Thu, 10/27/2011 - 04:31

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well you are wrong in every way.for one i have nothing but contempt for greystone and other piece of compost JDB.it's just to beat them back you need to know the FDCPA,your state law in regards to recording calls,and most important is this.once a debt is sold you deal with the bottomfeeder that has it,not the OC.the post was stupid and bsaically suggested jumping throught alot of hoops to confirm that indeed greystone owns the debt.BFD!there are alot of factors at work such as.

1)is the debt within SOL(statute of limitations)this is important as JDB'S buy debt that is past SOL,and violate the FDCPA to try and get money out of someone.
2)in some states an entity must be licensed to collect in that state.my state IL is one of those.meaning to contact me about the debt and attempt to collect they must have a license in IL.
3)per the FDCPA anybody attempting collections must send a letter 5 days after initial contact.in fact you should demand that before going forward.meaning do not talk to them at all until you receive that letter.

there you go,and btw the DNCR does not apply to collectors however spoofing caller id is a violation no matter who you are.so just know before you go off on me and post bad info know i will respond.


Submitted by paulmergel on Thu, 10/27/2011 - 05:22

paulmergel

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Dont do business with these chumps


Submitted by on Wed, 07/11/2012 - 14:47

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