ENHANCED RECOVERY CORP
Date: Thu, 03/05/2009 - 00:45
ER COLLECTION?
FIRSTSOURCE HC ADVANTAGE?
WESTERN SIERRA ACCEPTANCE?
they too appear on my CR:(
not sure what to think about all these?
any help VERY appreciated!
These are some of the collection agencies to whom your debts mig
These are some of the collection agencies to whom your debts might have been sold. To be sure whether they actually own your debt or not, you should send them debt validation letters by certified mail with return receipt. If they can validate the debt properly, they owe the debt and you can come to a repayment plan to pay off the debt. However, if they cannot validate the debt within 30 days from the date of receipt of your debt validation letter, you can dispute the debt with the credit bureaus. The credit bureaus will verify the debt with the creditor and get it removed from your report.
You can send debt validation letters at the following address:
You can send debt validation letters at the following address:
Enhanced Recovery Corp: 1422 E. 71st Street,Tulsa, OK 74136
E & R Collection: 13300 SW 128th Street, Miami, FL 33186
Firstsource HC Advantage: 7715 NW 48 Street, Miami, FL 33166
Western Sierra Acceptance: 1072 Vista Bella, Lafayette, CA 94549-2537
Quote:If they can validate the debt properly, they owe the debt
Quote:
If they can validate the debt properly, they owe the debt |
Not quite sure where you got that from. The easiest way to tell who owns the debt is pulling your credit reports from www.annualcreditreport.com If the debt has been sold, the OC's tradline should have a $0 balance and a "Sold/Transferred to another lender" notation.
Also, there is no 30 day time limit for them to provide validation unless you live in TX.
