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Request for entry of default Oh Boy...

Date: Wed, 12/24/2008 - 19:42

Submitted by anonymous
on Wed, 12/24/2008 - 19:42

Posts: 202330 Credits: [Donate]

Total Replies: 3


Wow -I have dug myself into a good hole- Total CC debt 80k. Plus I have an investment house in foreclosure, upside down by about 140k.

Anyway, I have settled 13k of my cc debt and got another 7 on a hardship program. One of my cards, for 17k roughly sent me a letter that they would be seeking a judgment. Now, yesterday I received a letter in the mail from the lender. It was a court document called "Request for Entry of Default." I found through online reading that this is request when the defendant (me) does not respond to a summons.

The bad thing is that I never received a summons. So I just checked the court's online system. It shows entry of "proof of serve" by means of occupant at home. Well I checked with my friend, and she indicates that she was never served.

Now I'm wondering what my options are- and of course it's christmas eve, so nobody is open and I can't contact an attorney.

Thanks for any input.