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Is this a threat (ER Solutions)

Date: Tue, 09/30/2008 - 06:27

Submitted by anonymous
on Tue, 09/30/2008 - 06:27

Posts: 202330 Credits: [Donate]

Total Replies: 4


I got a call from ER Solutions this morning about my WaMu account and I was told that the amount that I overdrafted ($1600) was a felony.

Anyone?


ER solutions is a bottomfeeder and WAMU is a horrible bank.how long was the account overdrawn?most banks give you at least 30 days to bring an account even.if being overdrawn was a felony,WAMU would have filed charges long ago.in short,garbage CA an empty threat.i know having dealt with them for my creditone cc.


lrhall41

Submitted by paulmergel on Tue, 09/30/2008 - 06:46

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WaMu doesnt even exist anymore as far as I knew--well, more accurately, they were just bought out this past week by J.P. Morgan. I dont know if I would call that a threat, but I can tell you that it is 100% illegal for a collector to claim that a debt, since it is purely a civil matter, is a crime. Owing a debt is not a crime--at least, owing a debt such as a WaMu bank debt is not a crime.


lrhall41

Submitted by skydivr7673 on Wed, 10/01/2008 - 11:19

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