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Please help!!!

Date: Fri, 04/08/2011 - 19:43

Submitted by anonymous
on Fri, 04/08/2011 - 19:43

Posts: 202330 Credits: [Donate]

Total Replies: 3


I had a credit card in 2004 and defaulted on it....in 2008 I received an Exemption form, at which time I did not have a checking account so I did not list that only a vechile I owned. Apparently they sent me another Exemption form in 2010 which did not get completed. The other day I go to use my checkcard and its declined....they took all my money!! I have read other post that talk about having a court date, this is something I never got offered, I even got my file from the court house and there is nothing in there about a court date. Please tell me if there is anything I can do! I have 2 kids and no money intil my next check and don't know if they are going to take that too! I have tried contacting the attorney company and they tell me to contact the sherriff, when I call him he tells me he is not the one to contact. Please help!!! :cry:


You need to take that file to your bank and talk to a manager, explain that there is nothing about a garnishment and you need to know how to go about reporting this as a fraud....the bank should have the information on who ordered the garnishment......go talk to that judge (because the court would have had to order the garnishment, the bank must have something from the court.)

Go talk to the judge about the garnishment and possibly file a motion to vacate for improper service....you can file to get your money released.


lrhall41

Submitted by goldenbast on Fri, 04/08/2011 - 19:51

( Posts: 2884 | Credits: )


Yeah you get a summons, you have to file an answer, show up at court and then lose, then the plaintiff has to go back to court to get the garnishment enforced, then the money is taken.

So....it looks like you were not served. You need copies of the court papers to see how you were supposedly served.....I have heard of those getting served and the description of the person was nothing at all like the actual person....so it does happen.


lrhall41

Submitted by goldenbast on Fri, 04/08/2011 - 20:04

( Posts: 2884 | Credits: )