US National Bank Called You? Reader's Digest wants to expose this scam

Hiya Ben!! I hope you will receive some feedback from the members who were affected by this scam!!!! Thanks SO much for joining !! Let's go get em' guys, contact Ben and share your story. THANKS!!!!

People, if you have had any experience with US National Bank, now's your chance to turn the tables and help expose these crooks!

I do hope he gets lots of responses; I know we have had several posts here regarding these @$$-clowns!

Myself, I have never had any experience with "US National Bank." I almost wish I had (I did say "almost"), so I could contribute to this story. Plus, knowing what little I do know about the fdcpa and what debt collectors can and cannot do, I would have loved to have given whoever called me from US National Bank a very hard time.

Ben, let us know when this sees print, I would definitely love to read it.

Thanks, FloridaRon. Right now the article is slated for January, and might even appear on the cover.

Man...makes we want to run out and get a PDL to default on...no one ever calls me anymore :(

BudHibbs thinks there's a connection between US National Bank (in all its many names and colors) and the infamous Ted Ellis Crosby - Bass and Associates debt collectors. I see you have plenty of coverage about these people: http://www.budhibbs.com/debtcollectorpages/ellis_crosby_and_associates.htm

The journey down the rabbit hole continues!

We made that connection here as well. Bud would likely have some good info for you.

What's your number nascardevil?

I'll give you a call, requesting you pay on a debt that may or may not be yours, refusing to validate, all while threatening you with arrest and the ever scary "being downloaded!"

Kidding.

Fascinating that there might be a connection with these idiots and Ted Ellis Crosby. I think there's even a suspected link with him and Il-Legal Mediation Mal-Practice. I thought the Florida Attorney General "entreated" him to never have any associations with a CA again?

I think that was the word I saw used: entreated.

What the heck does that even mean, and why hasn't the Florida AG's office looked into these suspected connections? Perhaps I should give them a call.

If you need a "man on the street" reporter to cover Il-Legal Mediation Mal-Practice I live in Jacksonville, I'd love to see what the inside of their offices look like. I've seen a sampling of the people that work there. Scary. There was a job posting I saw a few months back, for positions at LMP, and I thought it would be a hoot to submit my resume' and see what happened.

They probably have my name on a watch-list, though, since I did sue these jokers for fdcpa violations.

I'm bumping this in the hopes that others will share their stories. :wink:

I have been getting calls from some Middle Eastern people. The main one said he was John Hardy and he was calling from National Legal Department of USA. He said I defaulted on a loan form Arrowhead Investments in March of this year. I asked how much I owed and he said let me read the affidavit. he read the laws concerning fraud. He said that Arrowhead Investments was pressing charges against me for fraud and for stealing in my county. He said the city I live in as the county name and not the county name. He said that if I go to court and I have done this before than I can go to jail for a long time because it was habitual. He told me i can also have to pay $7000 If I pay today I only have to pay $1600. I asked for the number to Arrowhead he gave me a number 609-528-2475 which is in New Jersey. John Hardy called me from 518-212-1618. I called the other number and an another Middle Easterer answered. "yes". I asked "where am I calling"? he paused and said Arrowhead. I asked who am I speaking to and he said the operator. i asked for a manager or supervisor he put the phone down pushed a couple of numbers as if he was transferring me. Someone came on with again a Middle Eastern accent and said his name was John Stevens. That is when I laughed and said you are from the middle east and have Anglo names. I hung up. Withing minutes John Hardy started calling, but I called the actual number to Arrowhead Investments in Utah. I asked if I had a loan with him and I gave him my name he looked it up, and he said I had applied for one in March but it was denied since I live in Texas. He sent me a letter stating that I never had a loan with them and therefore I owe them nothing.
The middle eastern John Hardy says I do owe and to get ready because the investigator is going to arrest me and throw me in jail.
Has anybody heard of these people?
I already gave all this information to the F.B.I.

Same people. As US National Bank

BTW - Arrowhead is actually in Kansas City. They sell their debt to Bahamas Marketing Group who hires these guys in India. United Pay Services in Florida acts as the bag man. Any payments the Indians get are sent to a Western Union Quick Collect account in Florida. Then the owners of Bahamas, United Pay and Innovations Infocom (the Indian call center where these collectors work out of) split up whatever they can extort.

Anyone else had this experience?

Maybe people have contacted Ben directly, since he did post his direct contact information? I know I have read several stories regarding Useless National Bank, and their different alias', on this website. He should have lots to work with.

Come on guys, his deadline is today. We need to blow the lid off this scam!

These people are making me nuts. They have called my work and I know have two different numbers and its the same Indian man. He had threatened to have me arrested and has told me only God can help me now. When I asked who I owed the debt to originally and that I never heard of them or their company and asked for proof of the debt he got very irritated with me and started threatening me even more. I sent an email to Ben even though the deadline is past. Maybe it will still help in the future.

Contact Ben at his email address above.

This could take a while because this covers several calls over a couple months. I first got a phone call during the summer from someone who was barely understandable due to his strong accent. It was obvious to me that the accent was from the Asian Sub-Continent, however the caller had name from an Anglo-Saxon heritage. I was suspicious right away. However, I played it out. The caller wanted to talk to my wife about an ongoing legal matter that a friend of ours had applied for an Internet Payday loan and defaulted on the loan skipping town sort of thing. He said that my wife was given as a reference by our friend for this loan and that she was in legal trouble and she needed to call back right away. Again I was suspicious since most of these legal matters are done through certified mail or by law enforcement, I got as much information as I could about this whole thing and promised that she would call back soon that we were taking this very seriously. We checked with our friend and he had not used her name as a reference for an Internet Payday loan and had started an application, but never completed it. The caller called back many more times with the same story, but with a different anglo name. One time he even used the name Thomas Moody which is a character in the Harry Potter series. Again, I sort of played along and tried to get them give me some information about this issue and where I could send information. They would hang up immediately. Finally I contacted our local police and handed the issue over to them and the calls went away. Then a couple months later they started again with the same theme that they needed to talk to my wife about an important legal matter. This time they called at 7:30 Central Time and by googling the area code the calllers are probably in souther California meaning that they are getting up pretty early to try and catch my wife in this call. So I talked and talked to them, again with Anglo names and Asian Sub-continent accents, and they said they have a picture of her on a wanted poster and was going to spread it all over town. I actually laughed out loud in a guffaw at this and asked them "what she looks like in the picture" they didn't answer and changed the subject. However, I continued to pursue what she looked like in the picture they had and they would not answer. Then they said that they were going to upload our information into the county data base. This was clearly hog wash so I asked them "what county that was that they were doing this in" and they said "Chicago". I promtly informed them that Chicago was a city and not a county and it is a city in Cook County which left them silent. He then says that he is giving me to his supervisor the principal investigator and we go through the same routine only a different guy with an Asian Sub-Continent accent but different Anglo name. At this point I had to get on with my day and began to get abusive with the caller and hung up and called the local police. The local police officer called and took down the information and was giving me advise on how to block the calls when this guy calls back. I could tell from the caller ID that it was him and I let the officer answer the phone. The caller answered the phone by saying......"hey f***ing ****, you wife is a $50 ****".....and the officer said, "Ok, hello this is Officer "All American" (I am giving him a sodonym for privacy purposes) with the "All American City Police Department" (again another sodonym for our town) and the caller bantered a little and hung up. The officer called the number and informed them that we were filing a complaint with the California State's Attorny and they were to stop calling. The officer suggested that I block the phone number by contacting my phone company. I did that and they were helpful for a small fee. What I wonder is if this is not just some random scam by imigrant grifters, but is this a scam to finance terrorism overseas. That is purely speculation on my part and I have no evidence of that, but seems plausable. So is this in fact a Homeland Security issue and not just an annoyance? I hope someone gets these guys.

[color=Red]****Adult term removed - Jason[/color]b

i,too,have been getting calls from these people,they have my ssn,bank info and dl number.they actually gave these to me.i do debt collections on federal level,so i know fdcpa.these people are scammers,how do we stop them?

wow, I just got 6 calls from 5182121618 and came straight to this forum.

I overpaid Arrowhead by 110 dollars. The loan is actually illegal in my state and they refuse to acknowledge this.

I don't know how to get these people to stop. They've called my job, my references, and I'm starting to freak out now!

I too had a problem with these people- unfortunately i gave them 500.00 before I figured it out. I feel stupid, but they really scared me, now I feel like an idiot! They didn't call me for about 2 months, after I threatened them that I had gone to the fbi, but now today, I received another phone call from a Harry someone or other. Do I just ignore their calls, or can they do something to me?

They can't do anything but threaten & harass you, I would ignore their call & eventually they will go away...

Last time I heard from them They threatened to come to my house and kick my Butt (they said the informal word) and he called me a bullcrapper (again he said the the informal word for crap) I reported it to the FBI I havent heard from them since, but I did get one this morning from United National Legal Department, phone number 312-965-5282. Again same Indian accent/anglo names/ same M.O. I owe money and get ready and good luck as I will be arrested and have to go to court. But if I pay $5000 all will be forgiven.

Its a scam.

Last time I heard from them They threatened to come to my house and kick my Butt (they said the informal word) and he called me a bullcrapper (again he said the the informal word for crap) I reported it to the FBI I havent heard from them since, but I did get one this morning from United National Legal Department, phone number 312-965-5282. Again same Indian accent/anglo names/ same M.O. I owe money and get ready and good luck as I will be arrested and have to go to court. But if I pay $5000 all will be forgiven.

Its a scam.

Man, I really wish I could of emailed Ben. I wanted to tell my story about getting harassed at work from these crooks...Is the story out yet?

Speaking of scams, someone called my mother up yesterday to say that Reader's Digest has forwarded her name to a collection agency to collect on all the money she owes them for "purchases" she made this year. Not only has she never received one shred of communication from Reader's Digest about this, but she has every single receipt from her Reader's Digest purchases dating back to 1994. What's that all about?

I beleive he said it would be published the first of next year.

april 2009 us national caliing me and other family members at 10 to 11 pm about past pdl which eas paid off what happen to the readers digest exposure

wow how did i miss this thread? i hate US National BanK!! I have not heard from them in a little while but i know they will be back!

US national bank is a Scam. Surely you took part These terrorist have stolen personal information from online lenders or the lenders sold it to them and they are calling and terrorizing American Citizens tryint to get them to wire them money. Its a SCAM, do not send them any money--go to ripoffreports.com, do your research and don't send these terrorist any money, They have thick Indian Accents but they pose as police officers giving out phony badge numbers and using American Names, like John Conner, Steven Smith, paul Hardy, Henry Smith, Bob Tucker, and so many more different names and numbers...DON'T TRUST ANYONE THAT CALLS YOU AND THREATENS TO JAIL YOU ....There is a US Court Systems and warrants are not served over the phone. IITS ALL A SCAM