debt collector trying to collect a fake debt.
Date: Sun, 12/02/2007 - 22:02
after i told them this debt is not mine and do not contact me again i never heard nothing else about it any more. who knows what happened i send them a c&D letter to stop all contact with me. I also sent them a letter this debt is not mine and i do not pay debts that are not mine. i never in my life owed any bank a cent.
You need to get the debt validated. Send them a dv letter. It i
You need to get the debt validated. Send them a dv letter. It is up to them to prove that the debt is yours and collectable,
If wamu is saying that you have an account there and they do val
If wamu is saying that you have an account there and they do validate it, it may be ID theft. But it's probably just a case of mistaken identity
If it comes back to your personal information you will need to g
If it comes back to your personal information you will need to go file a police report. I would also check your credit report for any abnormalities.
I would do everything that has been said there and also make WAM
I would do everything that has been said there and also make WAMU pull the signature card that would've been signed when the account was opened and prove that that signature is yours. Good luck and keep us posted!
Did you have an account with another bank that you may have prem
Did you have an account with another bank that you may have prematurely closed or not left enough funds in to cover checks?
After all, nowadays, it is common for banks to buy each other up.
Or,
It's a case of a bad skiptrace, which led them to the wrong person. (trust me, I sometimes have the revolving door of investigative agencies for non-party witnesses, etc).
Or,
It could be the worse case scenario, however, I would also examine those other options. After all, everyone in this process is human, even the slimeballs collecting on other peoples' debts.
Be grateful it isn't the old days when you find big louie at your steps with a crowbar, ready to snap some appendages.
