convergent/resurgent?????????????
Date: Fri, 09/21/2012 - 12:54
this very scenario is occurring with me right now!. the only difference i see is that my debt has fallen off the credit reports (obviously over seven years) and is outside the SOL. i dv'd convergent...have received nothing, but today got a call (did not answer) from resurgent. i read so many conflicting things. if i receive letter from resurgent, i will dv them and also parent company. my real question is: don't they know this is beyond SOL? if it is not on my credit report, it was charged off 7.5 years ago....meaning late 2004, early 2005. i paid with money orders, not checking account, and no longer have records. last company that tried to collect was in 2007 (hilco). dv'd them and never heard back. sol in state i lived in at the time is 5 years; current state is 6 years.
should i just do dv or should i do a "refuse to pay" letter?
should i just do dv or should i do a "refuse to pay" letter?
If it is out of SOL, why bother with a DV?? Simply send them a
If it is out of SOL, why bother with a DV?? Simply send them a cease and desist, stating the debt is out of SOL and time barred. No point wasting time with a DV.
