Changes coming to the FDCPA???
Date: Mon, 06/13/2011 - 12:48
"http://www.nytimes.com/2011/06/13/business/13collect.html?_r=1"
Thanks for sharing this information in Forums. I hope this infor
Thanks for sharing this information in Forums. I hope this information will be beneficial for the forum members.
FDCPA laws restrict debt collectors from harassing the debtors.
FDCPA laws restrict debt collectors from harassing the debtors. It is not possible to change the FDCPA laws easily. By the way, thanks a lot for sharing this valuable information with us. This information may help all of us in future.
The collection agencies can call your cell phone between 8am and
The collection agencies can call your cell phone between 8am and 9pm. But not beyond this time.
It makes sense.. But
I cant stand phone calls, and auto messages, They cant even say my name correctly half the time...
I can see that if you owe money, try to pay it off... and get these fools out of work...
But trust me, I would be more then willing to sue any collector who crosses the line.
I could use 1.5 mil about now...
Quote:The collection agencies can call your cell phone between 8
Quote:
The collection agencies can call your cell phone between 8am and 9pm. But not beyond this time. |
When I was collecting, we had to get permission to call a cell phone once we knew that we in fact were calling one. There is a section in the FDCPA that states (5) Causing charges to be made to any person for communications by concealment of the true propose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.
Back then, cell phones were much more expensive. Every minute on a cell phone was charged. But times have changed....everyone has a cell phone and a lot have unlimited minutes.Plus the collector has no way of knowing if they are calling a cell phone. If you have a pay per minute plan, you could argue the violation. But for the most part, you would need to cease and desist your cell phone number in writing if you do not want them to call.
